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PLACES FAMOUS FOR MINERALS

 

      Minerals

 

     Places

* Diamond  

-

Panna (Madhya Pradesh)

* Gold

-

Kolar (Karnataka)

* Copper

-

Khetri (Rajasthan)

* Aluminium

-

Kerala

* Marble

-

Jaipur (Rajasthan)

* Bauxite

-

Rajasthan, Jammu & Kashmir

* Petroleum

-

Digboi, Mumbai High, Cauvery Basin

* Coal

-

Raniganj

* Iron ore

-

Singhbhum (Bihar)  

* Cobalt  

-

Rajasthan and Kerala

* Carborundum  

-

Salem, Khasi Hills  

* Gypsum  

-

Tiruchy, Bikaner & Jodhpur  

* Zinc  

-

Zawar mines (Udaipur)  

* Heavy Water  

-

Tuticorin, Kota  

* Uranium  

-

Bihar

Salt  

-

Sambhar Lake (Rajasthan), Vedaranyam, Kovalam

* Lignite  

-

Neyveli (Tamil Nadu)  

* Mica  

-

Koderma (Bihar), Nellore (A.P.)

* Zircon  

-

Kerala sea shores & Cape Comorin

* Red stone  

-

Jodhpur (Rajasthan)

* Tin  

-

Hazaribagh (Bihar)  

* Thorium  

-

Trivandrum (Kerala)  

* Tungsten  

-

Nagpur, Maharashtra and Marwar

 

 Alphabetical Sequene

SOLVED EXAMPLES 

Example 1 :

What will come in the place of the question mark (?) in the following sequence? 
CONSEQUENCES      ONSEQUENCE      NSEQUENC        ?         EQUE
 (1) SEQUE    (2) EQUEN     (3) SEQUENC    (4) SEQUEN      (5) NONE OF THESE
Sol. (4)
 

Example 2: :
What should come in place of the question mark (?) in the following series?
AC FH KM PR ?
    (1) UW         (2) VX       (3) VW       (4) TV       (5) None of these
Sol. (1)


Example 3 :

What will come in the place of the question mark (?) in the following sequence?
AI, BJ, CK, ?
    (1) DL       (2) DM      (3) GH       (4) LM       (5) None of these
Sol. (1)
           
Example 4:
What will come in place of the question mark(?) in the following series of English alphabet?
AE CG EI GK ?
    (1) MI        (2) M        (3) HM        (4) IL        (5) None of these
Sol. (2)

Example 5:
Which of the following will come in place of the question mark (?) In the alpha order given below?
AB ABC BC BCD CD CD ?
     (1) D        (2) E      (3) C      (4) F      (5) None of these
Sol. (2) AB, ABC
              BC, BCD
             CD, CDE

RANKING TEST 

Some Models 

*   Rajnish is older than Rajesh and Raman. Ramesh is older than Rajesh but younger than Rajeev. Raman is older than Rajeev. Who among them is oldest?
A) Rajeev          B) Rajesh              C) Rajnish           D) Ramesh           E) None of these
Ans: C.
Hint: Rajnish     >     Rajesh, Raman ... (i);
          Rajeev      >     Rajesh ... (ii);
          Raman      >     Rajeev... (iii)
combining all, we get Rajnish     >    Raman      >     Rajeev      >      Ramesh    >    Rajesh.

 

*   If Anju is taller than Rohini but shorter than Manju and Rohini is as tall as Sarayu but taller than Shubhangi, then Sarayu is
A) taller than Manju            B) shorter than Anju           C) as tall as Anju
D) shorter than Shubhangi                         E) shorter than Rohini
Ans: B.
Hint:     Manju    >     Anju      >       Rohini     =      Sarayu     >       Shubhangi.

 

*   In a unit test Suman's marks in Mathematics is more than her marks in History but not more than Geography. Her marks in Science is more than that in History but not as much as in Mathematics and her marks in English is not as much as in Geography. In which of the given subjects did she score the lowest?
A) History        B) English        C) Science        D) Data inadequate        E) None of these
Ans: D.
Hint:   Geog    >    Math    >      Hist  ...   (i);
            Math    >    Sci        >      Hist ... (ii);
            Geog     > Eng ... (iii)

 

*   P, Q, R, S, and T are sitting around a circular table. R is to the right of P and is second to the left of S. T is not between P and S. Who is second to the left of R?
   A) S           B) T          C) Q          D) Data inadequate           E) None of these
Ans: C.

 

*   In a row of boys Akash is fifth form the left and Nikhil is eleventh from the right. If Akash is twenty-fifth from the right then how many boys are there between Akash and Nikhil?
   A) 14            B) 13            C) 15            D) 12            E) None of these
Ans: B.
Hint: There are (25-11-1) =13 boys between Akash and Nikhil.

 

*   Haresh is 27th from the left end of a row of 49 boys and Mahesh is 27th from the right end in the same row. How many boys are between them in the row?
   A) 6             B) 3             C) 5             D) Data inadequate             E) None of these
Ans: B.
Hint: Since Harish is 27th from the left, then he is 49-27+1 from the right, i.e. 23rd from the right. Again, since Mahesh is 27th from the right, therefore there are three boys between them in the row.

 

*   Arun is fifth from the left end and Navin is twelfth from right end in a row of children. If Navin shifts by three places towards Arun he becomes tenth from the left end. How many children are there in the row?
   A) 21           B) 22            C) 23            D) 24            E) None of these
Ans: D.
Hint: 9 - D, Total number of children = 12+3+10-1= 24.

 

*   If Nikhil is eleventh from the left in a row of boys, Rehman is fourteenth from the right, how many boys are there in the row?
   A) 25            B) 23            C) 36            D) Data inadequate            E) None of these
Ans: D.
Hint: We do not have information regarding the number of persons between Nikhil and Rehman.

 

*   In a row of girls, Ravina is 15th from the left and Mohini is 18th from the right. If they interchange their places, Mohini becomes 15th from the left. How many girls are there in the row?
   A) 33             B) 48             C) 47             D) Data inadequate             E) None of these
Ans: D.
Hint: We still need some more information.

 

*   In a row of boys facing north, Sudhanshu is twelfth from the left. When shifted to his right by four places, he becomes eighteenth from the right end of the row. How many boys are there in the row?
   A) 32             B) 33             C) 34             D) Data inadequate             E) None of these
Ans: B.
Hint: 12+3+18 = 33.

 

*   In a queue, Amrita is 10th from the front while Mukul is 25th from behind and Mamta is just in the middle of the two. If there be 50 persons in the queue, what position does Mamta occupy from the front?
   A) 20th              B) 19th              C) 18th              D) 17th              E) None of these
Ans: C.
Hint: Number of persons between Amrita and Mukul = 50-(10+25) = 15. Since, Mamta lies in middle of these 15 persons, so Mamta's position is 8th from Amrita i.e., 18th from the front.

*   Raman ranks sixteenth from the top and forty ninth from the bottom in a class. How many students are there in the class?
    A) 64          B) 65          C) 66          D) Cannot be determined          E) None of these
Ans: A.
Hint: Clearly, number of students in the class = (15+1+48) = 64

 

*   Sanjeev ranks seventh from the top and twenty eighth from the bottom in a class. How many students are there in the class?
    A) 37           B) 36           C) 35           D) 34           E) None of these
Ans: D.
Hint: Clearly, number of students in the class = (6+1+27) = 34.

 

*   If Atul finds that he is twelfth from the right in a line of boys and fourth from the left, how many boys should be added to the line such that there are 28 boys in the line?
   A) 12           B) 13           C) 14           D) 20           E) None of these

 

*   Manisha ranked sixteenth from the top and twenty ninth from the bottom among those who passed an examination. Six students did not participate in the competition and five failed in it. How many students were there in the class?
    A) 40           B) 44           C) 50           D) 55           E) None of these
Ans: D.
Hint: Number of boys who passed = (15+1+28) = 44. Total number of boys in the
class = 44+6+5 = 55.

 

*   Aruna ranks twelfth in a class of forty-six. What will be her rank from the last?
   A) 33           B) 34           C) 35           D) 37           E) None of these
Ans: C.
Hint: Number of students behind Aruna in a rank = (46-12) = 34. So Aruna is 35th from the last.

 

*   In a class of 60, where girls are twice of boys, Kamal ranked seventeenth from the top. If there are 9 girls ahead of Kamal, how many boys are after him in rank?
   A) 3           B) 7           C) 12           D) 23           E) None of these
Ans: C.

 

*  In a row of ten boys, when Rohit was shifted by two places towards the left, he became seventh from the left end. What was his earlier position from the right end of the row?
   A) First           B) Second           C) Fourth           D) Sixth           E) None of these
Ans: B.

NUMBER TEST 

In this, generally you are given a long series of numbers. The candidate is required to find out how many times a number satisfying the conditions specified in the question, occurs.
Some Models:

 

      3  2  5  1  7  2  8  5  9  3  5  5  4  1  6  5  3  8  5  4  3  5  1  3  2  5  6
In the above sequence in some cases, the multiplication of the two digits which immediately precede the digit '5' exceeds the multiplication of the two digits which immediately follow that digit. How many such 5's are there?
     1) 7         2) 6         3) 5        4) 4        5) None of these
Ans: 4.
Hint:  3  2  5  1  7  2  8  5  9  3  5  5  4  1  6  5  3  8  5  4  3  5  1  3  2  5  6

 

*    In the following number series how many such 2's are there which are immediately preceded by a pair of numbers whose product is more than the product of pair of numbers immediately following?
      7  7  2  1  3  9  4  2  6  5  2  4  8  3  5  2  7  6  5  2  9  2  8  6  4  3  9  2  4  6  5  7

   1) 1         2) 2         3) 3          4) 4          5) None of these
Ans: 4.
Hint:  7  7  2  1  3  9  4  2  6  5  2  4  8  3  5  2  7  6  5  2  9  2  8  6  4  3  9  2  4  6  5  7

 

*     In the sequence given below the sum of the two digits which immediately precede the digit '3' exceeds the sum of the two digits which immediately follow the digit '3' and sum of the two digits which immediately follow the digit '5' exceeds the sum of the two digits which immediately precede the digit '5'. How many such 3's and 5's are there?
3  3  5  6  5  5  3  7  7  8  9  9  3  3  5  6  7  5  3  5  1  3  5  1  3  5  5  3  2  8  3  5
     1) 5                2) 6                3) 7                 4) 8                5) None of these
Ans: 2.
Hint: 3  3  5  6  5  5  3  7  7  8  9  9  3  3  5  6  7  5  3  5  1  3  5  5  3  2  8  3  5

 

*     3  2  8  4  3  8  5  4  6  2  1  8  3  5  8  7  9  8  6  3  2  7  0  8  5  1  8  8  9  7  4
In the above sequence in some cases the multiplication of the two digits which immediately precede the digit 8 exceeds the addition of the two digits which immediately follow that digit. How many such 8's are there?
     1) Three          2) Four        3) Five       4) Six      5) None of these
Ans: 5.
Hint: 2  3  4  2  5  2  5  2  3  2  6  7  2  2  3  4  5  6  2  7  8  2  9  2  0  2  5  2  6  7  2  3  2

 

*     In the following number series how many 4's are there which are immediately preceded by a pair of number whose product is more than the product of the pair of number immediately following?
2  3  4  5  3  3  4  7  6  5  2  4  3  2  4  5  1  4  2  2  4  8  4  9  7  4  0  9  4  3  2
     1) 4        2) 5         3) 6        4) 2        5) None of these
Ans: 1.
Hint: 2  3  4  5  3  3  4  7  6  5  2  4  3  2  4  5  1  4  2  2  4  8  4  9  7  4  0  9  4  3  2

 

*     5  3  2  1  5  5  5  2  5  7  5  9  8  5  4  3  7  5  7  5  5  5  8  2  5  6  1
In the above sequence in some cases, the sum of the two digits which immediately precede the digit '5' exceeds the sum of the two digits which immediately follow that digit. How many such 5's are there?
     1) Two          2) Three          3) Four         4) Five          5) None of these
Ans: 3.
Hint: There are four such 5's.
5  3  2  1  5  5  2  5  7  5  9  8  5  4  3  7  5  7  5  5  5  8  2  5  6  1

 

*     If the positions of the first and fifth digits in the number 5 6 3 1 7 2 4 9 are interchanged, similarly the positions of the second and the sixth are interchanged, and  so on, which of the following will be the sixth number from the right end?
     1) 4        2) 6          3) 3          4) 2            5) None of these
Ans: 1.
Hint:  7  2  4  9  5  6  3  1

 

*     How many such 4's are there in the following sequence that the sum of the immediately following two digits is greater than the sum of the immediately preceding two digits?
2  4  4  5  4  7  4  2  9  8  7  4  7  3  4  5  2  1  4  1  3  4  4  4  8  7  3  3  9  1  1  4  2  1
     1) Seven             2) Six          3) Five           4) Four        5) None of these
Ans: 1.

 

*     In the following number series how many such 7's are there which are immediately precede by a pair of number whose product is more than the product of pair of numbers immediately following?
2  2  7  1  3  9  4  8  7  6  5  4  2  8  3  5  7  4  6  5  9  7  8  6  4  3  9  7  4  6  5  2
  1) 1               2) 4              3) 2            4) 3            5) None of these
Ans: 4. 2  6  7  5  4  3  7  4  8  9  4  3  2  5  4  7  9  8  6  8  7  1  2  5  3  7  6  8  9  3  6

 

*     How many such numbers are there in the series which are immediately followed by its multiple?
     1) 4               2) 3               3) 2              4) 1              5) None of these
Ans: 1.

 

*     If the order of last 15 numbers is reversed, which number will be eighth to the right of thirteenth number from left?
     1) 7              2) 8               3) 4               4) 6          5) None of these
Ans: 4.
Hint: 8th to the right of 13th from the left  =  ( 8 + 13 )  = 21st from left. But this is the required position in the altered sequence. In original sequence, this will be the number which is 5th from the right, i.e. 6.

 

*     How many 7's are there in the series which are immediately preceded by an even number and immediately followed by an odd number?
   1) 2                2) 4                 3) 3            4) 5               5) None of these
Ans: 3.
  512    325    639    841    792

 

*     What will be last digit of the third number from the top when they are arranged in descending order after reversing the position of the digits within each number?
     1) 7               2) 3                  3) 5                 4) 2                   5) None of these
Ans: 2.
Hint: Here the given numbers are:  517    325    639    841    792
After reversing, the numbers become as follows:   936    715   523    297   148
Now, the third number from the top is 523. Hence, the last digit of 523 is 3.

 

*     What will be the middle digit of the second lowest number after the position of only the first and the second digits with each number are interchanged?
     1) 5                  2) 2                 3) 7             4) 3                5) None of these
Ans: 4.
Hint: After interchanging the first and the second digits, number become as follows:
157    235    369    481    972

*  When arrange in descending order the numbers become as follows:
  972     481     369     235     157
Here, the second lowest number is  235.  Hence, middle digit of   235  is  3.

 

*     What will be the first digit of second highest number after the position of only the second and the third digits within each number are interchanged?
     1) 7                  2) 2                 3) 8                  4) 9                5) None of these
Ans: 1.
Hint: If the positions of only the second and the third digits within each number are interchanged, the number become as follows:
    571    352    693     814     729

 

*     Nitin was counting down from 32. Sumit was counting upwards the numbers starting from 1 and he was calling out only the odd numbers. What common number will they call out at the same time if they were calling out at the same speed?
     1) 19            2) 21         3) 22      4) They will not call out the same number        5) None of these
Ans: 4.
Hint: Nitin:     32  31  30  29  28  27  26  25  24  23  22  21  20 .....
          Sumit :  1  3  5  7  9  11  13  15  17  19  21  23  25 .....
Clearly, both will never call out the same number.

 

*     If the first and second digits in the sequence  5  9  8  1  3  2  7  4  3  8 are interchanged, also the third and fourth digits, the fifth and sixth digits and so on, which digit would be the seventh counting to your left?
    1) 1            2) 4                3) 7                4) 8              5) None of these
Ans: 4.
Hint: The new sequence becomes  9  5  1  8  2  3  4  7  8  3 .
Counting to the left, the seventh number is 8.

 

*      If the position of the first and sixth digits of the sequence of the numbers  8  9  0  3  2  1  4  6  7  5 are interchanged, the second and the seventh and so on, which number would be seventh from the right end?
    1) 2           2) 6               3) 7               4) 8               5) None of these
Ans: 3.
Hint: The new sequence becomes  1  4  6  7  5  8  9  0  3  2
From the right end, the seventh number is 7.

 

*     The letters  L,  M,  N,  O,  P,  Q,  R,  S and T in their order are substituted by nine integers 1 to 9 but not in that order. 4 is assigned to P. The difference between P and T is 5. The difference between N and T is 3. What is the integer assigned to N?
    1) 4                 2) 5                3) 6           4) 7              5) None of these
Ans: 3.
Hint:    P   =  4   and   T  -  P   =  5      T  =  9
             T  -  N  =  3  and  T  =  9       N  =  6.

 

*     Thirty six vehicles are parked in a parking lot in a single row. After first car, there is one scooter. After the second car, there are two scooters. After the third car, there are three scooters and so on. Work out the number of scooters in the second half of the row.
    1) 10                2) 12            3) 15          4) 17            5) None of these
Ans: 3.
Hint: Let C and S denote car and scooter respectively.

 

*     The following numbers are rewritten by interchanging the digits in ten's place and hundred's place and then arranged in the descending order.
What will be the second digit of the newly formed fourth number from the top?
    1) 7      2) 9         3) 3        4) 8          5) 6
Ans: 5.
Hint: Interchanging, we get   749,   376,   985,   798,   839,   765.
Rearranged in descending order, this becomes  985,  839,  798,  765,  749,  376

 

*     If 2 is subtracted from the middle digit of the following numbers and then the positions of the digits are reversed, which of the following will be the last digit of the middle number after they are arranged in descending order?
 489     362   154    271    542
    1) 5          2) 4           3) 2          4) 1            5) 3
Ans: 5.
Hint: As same is subtracted from them, it will not change their relative position.

 

*     Below are given six three-digit numbers. The digits comprise of numerics and letters. The letters indicates its serial order in the English alphabet. What will be the middle digit of the 4th number when the numbers are arranged in the descending order after interchanging numerics in each number without altering the place of letter in the number?
19F,    2H9,    98B,    D76,    7A6,    61E
    1) 8          2) 9           3) 6           4) 7           5) None of these
Ans: 5.
Hint: After interchanging numeric without altering the place of letter and then changing letters by its serial order in the English alphabet, we get, 916,   982,   892,   467,   617,  165.

 

*     If the first and the fifth digits of the number 9 3 1 5 2 8 6 7 are interchanged, so are the second and the sixth digits, and so on, then what should be the second digit from the right?
    1) 1         2) 6             3) 3         4) 8          5) None of these
Ans: 1.
Hint: After interchanging the number ( 9 3 1 5 2 8 6 7 ) becomes 2 8 6 7 9 3 1 5. Hence, the second digit from the right end is '1'.

 

*     Which of the following will be middle digit of the third number after the following numbers are arranged in ascending order after reversing the positions of the digits, within each number?
    1) 6            2) 3         3) 1         4) 7             5) None of these.
Ans: 5.
Hint: Reversing the position of the digits within each number and arranging in ascending order, we get,  279,  449,  723,  816,  937,  968.

Keep soil alive..  protect soil biodiversity!

1. RBI declared that all branches of Lakshmi Vilas Bank Ltd. operate as branches of DBS Bank India Ltd. from 27 November 2020. Who is the present MD & CEO of DBS Bank India Ltd?
1) Rajesh Prabhu           2) Preeti Priya
3) Surojit Shome            4) Ravindra Bahl
5) Vikram Sud


2. RBI announced to increase the limit for contactless card transactions to…………..from Rs. 2,000 per transaction  from 1 January 2021
1) Rs. 10,000            2) Rs. 15,000
3) Rs. 5,000              4) Rs. 20,000
5) Rs. 25,000


3. As per monetary policy review statement announced by RBI governor on 4 December 2020, Real GDP growth projection for FY 21 revised to ………
1) −7.5%       2) −5.5%       3) −6.5%    4) −8.5%      5) −4.5%


4. The RBI projected CPI inflation at  …………..Q3 of FY 21
1) 4.8%     2) 1.5%     3) 8.4%     4) 3.8%     5) 6.8%


5. Banks can avail funds from RBI   under TLTRO to invest in sectors   under ECLGS 2.0 as per the recent   decision of RBI. In this context what  stands for ‘R’ in TLTRO?
1) Rupee      2) Repo     3) Real    4) Rule     5) Raise


6. Asian Development Bank on 20  November 2020 said it approved $   50 million loan to improve operational   efficiencies and resource  planning and management in…
1) West Bengal          2) Odisha             3) AP
4) Tamil Nadu            5) Chhattisgarh


7. The latest Policy rates and Reserve    Ratios of RBI are given, after declaration    of monetary policy review.   The wrong option is…………
1) Repo Rate : 4.00%     

2) Reverse Repo Rate : 3.35%     

3) Marginal Standing Facility  Rate : 4.25% 

4) Cash Reserve Ratio : 3.00%

5) All of above correct


8. RBI decided to make RTGS available round the clock on all days of the year with effect from …………
1) 25 December 2020
2) 31 December 2020
3) 14 December 2020
4) 14 January 2021
5) 1 February 2021


9. Which international monetary authority promised a loan of $132.8 million loan to Meghalaya to strengthen and modernize the distribution network and improve the
quality of power supplied to households, industries, and businesses on 1 December 2020?
1) AIIB      2) NDB     3) ADB     4) World Bank    5) USAID


10. On 25 November 2020, PM Modi released a special stamp and Rs. 100 commemorate coin on the foundation day of which university/ college/ Institution?
1) Jawaharlal Nehru University
2) Indian Institute of Science
3) IIT Delhi

4) St.Stephen’s College
5) Lucknow University


11. International Day of Banks is observed globally on…………
1) 1 December       2) 8 December
3) 10 December     4) 4 December
5) 11 December


12. World’s first central bank to have over 1 million followers on Twitter is......
1) Sveriges Riksbank, Sweden
2) People’s Bank of China, China
3) RBI, India
4) BangkoSentral ng Pilipinas,Philippines
5) State Bank of Pakistan, Pakistan


13. USA President-elect Joe Biden named whom as his nominee for treasury secretary? If confirmed by the Senate, she would be the first woman ever to hold the post.
1) Janet Yellen           2) Mala Adiga
3) Neera Tanden       4) Jen Psaki
5) Kate Bedingfield


14. RBI ordered which bank to suspend planned digital launches and the addition of fresh credit card customers, following frequent outages in online services ?
1) SBI      2) RBL Bank     3) HDFC Bank   4) YES Bank     5) Union Bank of India


15. To empower MSMEs with instant   digital loans, Suryoday Small  Finance Bank announced partnership  with…………….
1) Amazon Pay       2) Mobikwik       3) PhonePe   

4) G-Pay                 5) Paytm


16. ‘Ek Parivar Ek Bank’ is the punch   line of ……………
1) Bank of India        2) Dhanlaxmi Bank       3) Punjab National Bank

4) ICICI                     5) Bank of Maharashtra


17. Which international monetary organization  allocated $20.3 million aid  to its developing member countries  to access coronavirus vaccine on  17 November 2020?
1) AIIB     2) IDA    3) ADB   4) NDB    5) IMF


18. Who is the chairman of Indian Oil  Corporation appointed as the first  Vice-president of World Liquefied  Petroleum Gas Association  (WLPGA)?
1) PVG Menon                 2) Rajiv Jalota   3) Shrikant Madhav Vaidya
4) Akshay Kumar Singh   5) Sanjay Kumar Mishra


19. BRICS Economic Research Award   2020, declared by EXIM Bank  India conferred on……….
1) Dr. Dinesh Katre
2) Dr. Adam Yao Liu
3) Mark Carney

4) Seema Gupta
5) Aditya Puri


20. Which two nations are the biggest  contributors towards FDI equity  inflows to India as per the data  published by the Department for  Promotion of Industry and  Internal Trade (DIPP) between April and September 2020?
1) UK and USA
2) France and USA
3) Singapore and USA
4) Singapore and Mauritius
5) USA and Japan


21. Which day celebrated as ‘Awaas Diwas’ to commemorate the launch of PMAY-G, which aims to provide “Housing for All” by 2022?
1) 1 December     2) 14 December    3) 20 November

4) 30 November   5) 5 December


22. Which railway station renamed as  Mahadevappa Mailara Railway  Station in Karnataka?
1) Raichur                         2) Mandya     3) Haveri
4) Subramanya Road       5) Hassan


23. Who launched ANANDA (Atma Nirbhar Agents New Business Digital Application), a digital application for agents for onboarding to get a life insurance policy?
1) SBI Life                        2) HDFC Life      3) LIC
4) ICICI Prudential Life    5) Sri Ram Life Insurance


24. On 25 November 2020, who  launched the Securities Market  Trainers (SMARTs) program, an  initiative aimed at enhancing investor education and awareness?
1) RBI      2) BSE     3) NSE
4) SBI      5) SEBI


25. On 1 December 2020, which state  launched the biggest-ever DirectBenefit Transfer (DBT) scheme  called 'Orunodoi', aiming to cover 22 lakh families by transferring  Rs. 830 per month to the account  of one of the female members of the family?
1) Odisha    2) UP   3) West Bengal   4) Tamil Nadu   5) Assam


26. Uday Shankar was elected as the  new president of …………..
1) FICCI   2) NHB   3) ASOCHAM  4) CII   5) Exim Bank


27. Which North Eastern state was  conferred with four awards for its  more success in the fishery sector  by National Fisheries Development  Board?
1) West Bengal   2) Andhra Pradesh   3) Assam           

4) Maharashtra   5) Karnataka


28. Which nation declared a climate emergency on 2 December 2020 and pledged that its public sector would become carbon neutral by 2025?
1) USA    2) Russia  3) New Zealand 4) Norway  5) Sweden


29. Government of India appointed whom as the new Chairperson of National Dairy Development Board (NDDB)?
1) PD Vaghela   2) Varsha Joshi
3) Sahil Seth     4) Abhas Jha
5) SN Shrivastava


30. Union government unveiled which scheme to impart training to primary cooperative societies in rural areas on 24 November 2020?
1) Sahakar Pragya   2) ARYA    3) Deendayal Antyodaya Yojana
4) ASPIRE               5) Nai Udaan


31. Who is Comptroller & Auditor General of India, elected as External Auditor of Inter Parliamentary Union (IPU), Geneva for a three-year term.
1) K K Venugopal
2) Pradeep Kumar Joshi
3) Girish Chandra Murmu
4) Harsh Vardhan Shringla
5) Desh Deepak Verma


32. India gets which rank in the renewable power capacity as per the statement given by PM Modi in the RE-Invest 2020 meet on 26 Nov 2020?
1) 2nd   2) 7th    3) 10th    4) 4th    5) 8th


33. "Keep soil alive, protect soil biodiversity" is the theme of World Soil Day observed on…
1) 5 December     2) 10 December
3) 7 December     4) 1 December
5) 3 December


34. Uttar Pradesh Cabinet cleared the proposal to rename which airport as Maryada Purushottam Sri Ram Airport?
1) Ayodhya    2) Lucknow    3) Mathura
4) Varanasi    5) Shravasti


35. Government of India is working on an idea to set up a refinery for production of aviation fuel from bamboo grown in the Gadchiroli district of………….
1) Karnataka    2) Maharashtra
3) Jharkhand   4) Arunachal Pradesh
5) Tripura


36. NITI Aayog formed a panel to study feasibility of hyperloop technology in India under the chairmanship of………..
1) Ajay Bhushan Pandey
2) Krishnamurthy Subramanian
3) Karnal Singh

4) VK Saraswat
5) Vinod Kumar Yadav


37. Reliance Industries got first rank in the Fortune 500 list of Indian firms. Which company got second rank?
1) ONGC   2) TATA Motors   3) IOC   4) TCS   5) ICICI Bank


38. Which Municipal Corporation bonds on 2 December 2020, became the first municipal bonds from North India listed on Bombay Stock Exchange?
1) Mumbai    2) Delhi    3) Lucknow   4) Kolkata    5) Pune

 

Key

1-3  2-3  3-1  4-5  5-2  6-1  7-5  8-3  9-3  10-5  11-4  12-3  13-1  14-3  15-5  16-5  17-3  18-3  19-2  20-3  21-3  22-3  23-3  24-5  25-5  26-1  27-3  28-3  29-2  30-1  31-3 

32-4  33-1  34-1  35-2  36-4  37-3  38-3

ANALOGY  

       Analogy means ‘similarity’ having a similar features. In the questions based on analogy, a particular relationship is given and another similar relationship has to be identified from the alternatives provided. There are many ways of establishing a relationship. For example:


                       Botany  ::  Plants
                       Tailor    ::  Needle
                       Farmer  :: Field
                       Power    :: Watt

Keep soil alive..  protect soil biodiversity!

1. RBI declared that all branches of Lakshmi Vilas Bank Ltd. operate as branches of DBS Bank India Ltd. from 27 November 2020. Who is the present MD & CEO of DBS Bank India Ltd?
1) Rajesh Prabhu           2) Preeti Priya
3) Surojit Shome            4) Ravindra Bahl
5) Vikram Sud


2. RBI announced to increase the limit for contactless card transactions to…………..from Rs. 2,000 per transaction  from 1 January 2021
1) Rs. 10,000            2) Rs. 15,000
3) Rs. 5,000              4) Rs. 20,000
5) Rs. 25,000


3. As per monetary policy review statement announced by RBI governor on 4 December 2020, Real GDP growth projection for FY 21 revised to ………
1) −7.5%       2) −5.5%       3) −6.5%    4) −8.5%      5) −4.5%


4. The RBI projected CPI inflation at  …………..Q3 of FY 21
1) 4.8%     2) 1.5%     3) 8.4%     4) 3.8%     5) 6.8%


5. Banks can avail funds from RBI   under TLTRO to invest in sectors   under ECLGS 2.0 as per the recent   decision of RBI. In this context what  stands for ‘R’ in TLTRO?
1) Rupee      2) Repo     3) Real    4) Rule     5) Raise


6. Asian Development Bank on 20  November 2020 said it approved $   50 million loan to improve operational   efficiencies and resource  planning and management in…
1) West Bengal          2) Odisha             3) AP
4) Tamil Nadu            5) Chhattisgarh


7. The latest Policy rates and Reserve    Ratios of RBI are given, after declaration    of monetary policy review.   The wrong option is…………
1) Repo Rate : 4.00%     

2) Reverse Repo Rate : 3.35%     

3) Marginal Standing Facility  Rate : 4.25% 

4) Cash Reserve Ratio : 3.00%

5) All of above correct


8. RBI decided to make RTGS available round the clock on all days of the year with effect from …………
1) 25 December 2020
2) 31 December 2020
3) 14 December 2020
4) 14 January 2021
5) 1 February 2021


9. Which international monetary authority promised a loan of $132.8 million loan to Meghalaya to strengthen and modernize the distribution network and improve the
quality of power supplied to households, industries, and businesses on 1 December 2020?
1) AIIB      2) NDB     3) ADB     4) World Bank    5) USAID


10. On 25 November 2020, PM Modi released a special stamp and Rs. 100 commemorate coin on the foundation day of which university/ college/ Institution?
1) Jawaharlal Nehru University
2) Indian Institute of Science
3) IIT Delhi

4) St.Stephen’s College
5) Lucknow University


11. International Day of Banks is observed globally on…………
1) 1 December       2) 8 December
3) 10 December     4) 4 December
5) 11 December


12. World’s first central bank to have over 1 million followers on Twitter is......
1) Sveriges Riksbank, Sweden
2) People’s Bank of China, China
3) RBI, India
4) BangkoSentral ng Pilipinas,Philippines
5) State Bank of Pakistan, Pakistan


13. USA President-elect Joe Biden named whom as his nominee for treasury secretary? If confirmed by the Senate, she would be the first woman ever to hold the post.
1) Janet Yellen           2) Mala Adiga
3) Neera Tanden       4) Jen Psaki
5) Kate Bedingfield


14. RBI ordered which bank to suspend planned digital launches and the addition of fresh credit card customers, following frequent outages in online services ?
1) SBI      2) RBL Bank     3) HDFC Bank   4) YES Bank     5) Union Bank of India


15. To empower MSMEs with instant   digital loans, Suryoday Small  Finance Bank announced partnership  with…………….
1) Amazon Pay       2) Mobikwik       3) PhonePe   

4) G-Pay                 5) Paytm


16. ‘Ek Parivar Ek Bank’ is the punch   line of ……………
1) Bank of India        2) Dhanlaxmi Bank       3) Punjab National Bank

4) ICICI                     5) Bank of Maharashtra


17. Which international monetary organization  allocated $20.3 million aid  to its developing member countries  to access coronavirus vaccine on  17 November 2020?
1) AIIB     2) IDA    3) ADB   4) NDB    5) IMF


18. Who is the chairman of Indian Oil  Corporation appointed as the first  Vice-president of World Liquefied  Petroleum Gas Association  (WLPGA)?
1) PVG Menon                 2) Rajiv Jalota   3) Shrikant Madhav Vaidya
4) Akshay Kumar Singh   5) Sanjay Kumar Mishra


19. BRICS Economic Research Award   2020, declared by EXIM Bank  India conferred on……….
1) Dr. Dinesh Katre
2) Dr. Adam Yao Liu
3) Mark Carney

4) Seema Gupta
5) Aditya Puri


20. Which two nations are the biggest  contributors towards FDI equity  inflows to India as per the data  published by the Department for  Promotion of Industry and  Internal Trade (DIPP) between April and September 2020?
1) UK and USA
2) France and USA
3) Singapore and USA
4) Singapore and Mauritius
5) USA and Japan


21. Which day celebrated as ‘Awaas Diwas’ to commemorate the launch of PMAY-G, which aims to provide “Housing for All” by 2022?
1) 1 December     2) 14 December    3) 20 November

4) 30 November   5) 5 December


22. Which railway station renamed as  Mahadevappa Mailara Railway  Station in Karnataka?
1) Raichur                         2) Mandya     3) Haveri
4) Subramanya Road       5) Hassan


23. Who launched ANANDA (Atma Nirbhar Agents New Business Digital Application), a digital application for agents for onboarding to get a life insurance policy?
1) SBI Life                        2) HDFC Life      3) LIC
4) ICICI Prudential Life    5) Sri Ram Life Insurance


24. On 25 November 2020, who  launched the Securities Market  Trainers (SMARTs) program, an  initiative aimed at enhancing investor education and awareness?
1) RBI      2) BSE     3) NSE
4) SBI      5) SEBI


25. On 1 December 2020, which state  launched the biggest-ever DirectBenefit Transfer (DBT) scheme  called 'Orunodoi', aiming to cover 22 lakh families by transferring  Rs. 830 per month to the account  of one of the female members of the family?
1) Odisha    2) UP   3) West Bengal   4) Tamil Nadu   5) Assam


26. Uday Shankar was elected as the  new president of …………..
1) FICCI   2) NHB   3) ASOCHAM  4) CII   5) Exim Bank


27. Which North Eastern state was  conferred with four awards for its  more success in the fishery sector  by National Fisheries Development  Board?
1) West Bengal   2) Andhra Pradesh   3) Assam           

4) Maharashtra   5) Karnataka


28. Which nation declared a climate emergency on 2 December 2020 and pledged that its public sector would become carbon neutral by 2025?
1) USA    2) Russia  3) New Zealand 4) Norway  5) Sweden


29. Government of India appointed whom as the new Chairperson of National Dairy Development Board (NDDB)?
1) PD Vaghela   2) Varsha Joshi
3) Sahil Seth     4) Abhas Jha
5) SN Shrivastava


30. Union government unveiled which scheme to impart training to primary cooperative societies in rural areas on 24 November 2020?
1) Sahakar Pragya   2) ARYA    3) Deendayal Antyodaya Yojana
4) ASPIRE               5) Nai Udaan


31. Who is Comptroller & Auditor General of India, elected as External Auditor of Inter Parliamentary Union (IPU), Geneva for a three-year term.
1) K K Venugopal
2) Pradeep Kumar Joshi
3) Girish Chandra Murmu
4) Harsh Vardhan Shringla
5) Desh Deepak Verma


32. India gets which rank in the renewable power capacity as per the statement given by PM Modi in the RE-Invest 2020 meet on 26 Nov 2020?
1) 2nd   2) 7th    3) 10th    4) 4th    5) 8th


33. "Keep soil alive, protect soil biodiversity" is the theme of World Soil Day observed on…
1) 5 December     2) 10 December
3) 7 December     4) 1 December
5) 3 December


34. Uttar Pradesh Cabinet cleared the proposal to rename which airport as Maryada Purushottam Sri Ram Airport?
1) Ayodhya    2) Lucknow    3) Mathura
4) Varanasi    5) Shravasti


35. Government of India is working on an idea to set up a refinery for production of aviation fuel from bamboo grown in the Gadchiroli district of………….
1) Karnataka    2) Maharashtra
3) Jharkhand   4) Arunachal Pradesh
5) Tripura


36. NITI Aayog formed a panel to study feasibility of hyperloop technology in India under the chairmanship of………..
1) Ajay Bhushan Pandey
2) Krishnamurthy Subramanian
3) Karnal Singh

4) VK Saraswat
5) Vinod Kumar Yadav


37. Reliance Industries got first rank in the Fortune 500 list of Indian firms. Which company got second rank?
1) ONGC   2) TATA Motors   3) IOC   4) TCS   5) ICICI Bank


38. Which Municipal Corporation bonds on 2 December 2020, became the first municipal bonds from North India listed on Bombay Stock Exchange?
1) Mumbai    2) Delhi    3) Lucknow   4) Kolkata    5) Pune

 

Key

1-3  2-3  3-1  4-5  5-2  6-1  7-5  8-3  9-3  10-5  11-4  12-3  13-1  14-3  15-5  16-5  17-3  18-3  19-2  20-3  21-3  22-3  23-3  24-5  25-5  26-1  27-3  28-3  29-2  30-1  31-3 

32-4  33-1  34-1  35-2  36-4  37-3  38-3

SYNONYMS

Synonyms are the words that are similar or nearly similar in meaning. A synonym, thus, has a literal meaning while its implied meaning may be different. Defining a synonym, the Concise Oxford Dictionary of Current English mentions – A synonym is a “word or phrase identical and coextensive in sense and usage with another of the same language”. Oxford Advanced Learners Dictionary of Current English writes – A synonym is a “word denoting the same thing as another but suitable to different emphasis”.
          As such, a synonym is a word or expression accepted as a figurative or symbolic substitute for another word or expression. In other words, we can say that a synonym is a word which has the same or almost the same meaning as that of another word in the same language.
          It may, however, be noted that, except in rare cases, no two words are exact synonyms that are interchangeable in all the contexts in which either might appear. However, within a given context, there are often close synonyms. For example: teach, educate and instruct convey more or less same meanings and can be called synonyms though they slightly differ from one another, principally in degrees of abstraction.
Hence words which are synonymous in one of their meanings may differ considerably in their other meanings.

COMMIT TO MEMORY

There are certain points which we should remember while choosing a synonym. They are:
* A synonym should be in the same Part of Speech in which the given word is.
* A synonym, as mentioned above, may have a literal meaning and another an implied meaning. So, we should not choose a synonym blindly but be careful whether we have chosen the right word on the basis of the information given in the context.
* Sometimes, the examiners include an antonym in the alternative choices given for the answer of that synonym. Hence, we must be very cautious in choosing a synonym.

 

MIND MAP OF CHOOSING A SYNONYM

We come to know the brain storming scene of choosing a synonym if we observe the following mind map. The word ‘question’ is the entry for choosing a synonym in the context. The detailed explanation in regard to the selection of the right synonym in the context is offered there under the mind map.

CASE 1

Main Entry: question
Part of Speech: noun
Definition: issue, point at issue
Synonyms: discussion, motion, point, problem, proposal, proposition, subject, theme, topic
Antonyms: agreement

 

CASE 2

Main Entry: question
Part of Speech: verb
Definition: ask for answer
Synonyms: ask about, catechize, challenge, cross-examine, enquire, examine, give the third degree, go over, grill, hit up, hit*, hold out for, inquire, interrogate, interview, investigate, knock*, make inquiry, petition, pick one's brains, probe, pry, pump, put through the wringer, put to the question, query, quest, quiz, raise question, roast, search, seek, show curiosity, solicit, sound out, sweat it out of, work over
Antonyms: answer, reply                          

Note: * = informal/non-formal usage

 

CASE 3

Main Entry: question
Part of Speech: verb
Definition: doubt
Synonyms: call into question, cast doubt upon, challenge, controvert, disbelieve, dispute, distrust, hesitate, impeach, impugn, mistrust, oppose, puzzle over, query, suspect, suspicion, wonder about
Antonyms: certainty, doubtlessness, sureness, surety

 

FORMATS OF QUESTIONS ON SYNONYMS

Note: The number of answer options is discretionary in accordance with the recruitment exam.
 

FORMAT 1 (meant for IBPS: Bank POs)
 

* Choose the word/group of words which is most nearly the SAME in meaning as the word/group of words given in bold as used in the passage. (In this case, a word for choosing the synonym is taken from the passage meant for Reading Comprehension.)

e.g.: tore out
           1. came out gently
           2. pushed out
           3. walked out
           4. rushed out forcefully
           5. destroyed angrily
Ans:  tore out : (4) rushed out forcefully

 

FORMAT 2
* In each of the following questions, out of the given alternatives, choose the one which best expresses the meaning of the given word.
e.g.: ABNEGATION
             a. self-denial
             b. self-sacrifice
             c. self-praise
             d. self-criticism
Ans: ABNEGATION: (a) self-denial

 

FORMAT 3
* In each of the following questions, there are three words which are meanings of a certain
word. Select that word from the answer choices provided in each question.
e.g.: everlasting, endless, unending
(a) living
(b) eternal
(c) increased
(d) durable
Ans: everlasting, endless, unending: (b) eternal

 

FORMAT 4
* In each of the following questions, there are four words marked a-d. While three of them are synonymous or have more or less same meaning, one is altogether different from the rest. Select from the answer choices the word which is different from the rest.
e.g.: (a) witty (b) pleasant (c) comical (d) humorous                                      

Ans. (b) pleasant
 

FORMAT 5
* In each of the following questions, four pairs of words are given, marked a-d. Each pair consists of two words which have more or less similar meaning. However, one pair consists of two words which are different in meaning, which you have to select as your answer.
e.g.: (a) authentic/genuine (b) genius/aptitude (c) ghastly/crime (d) gruesome/grim
Ans: (c) ghastly/crime

 

FORMAT 6
* In each of the following questions, a sentence is given in which one word is printed in bold type. Under each sentence four alternatives, marked a-d are given. Your task is to select the word or expression from the alternatives which convey more or less same meaning as the word printed in bold type.
e.g.: The U.N. coalition forces immediately went into action. (a) most powerful (b) faithful (c) temporary alliance (d) selective
Ans: (c) temporary alliance

FAMOUS DANCERS 

 

* Bharatnatyam  

-

 

Alarmel Valli, Anita Ratnam, Malika Sarabhai, Padma Subrahmanyam, Rukmini Devi, Yamini Krishnamurty, Mrinalini Sarabhai, Balasaraswati, Meenakshi Sundaram Pillai.  

* Kuchipudi  

-

Raja and Radha Reddy, Vempati Chinna Satyam, Koushalyadevi, Yamini reddy, Bhavana reddy.  

* Kathak  

-

Birju Maharaj, Kumudini Lakhiya, Malabika Mitra, Manisha Gulyani, Shovana Narayan, Sitara Devi.

* Mohiniyattam

-

Gopika Varma, Pallavi Krishnan, Sunanda Nair, Jayaprabha Menon, Vijayalakshmi, Radha Dutta, Smitha Rajan.  

* KathaKali

-

Kalamandalam Gopi, Krishna Prasad, Kesavan Namboodiri, Vasu Pisharody, Ramankutty Nair, Sivaraman, Kavungal Chathunni Panicker.

* Odissi  

-

Aadya Kaktikar, Aditi Bandyopadhyay, Anita Babu, Arpita Venkatesh, Aruna Mohanty, Dhirendra nath Pattnaik, Debaprasad Das.  

* Manipuri  

-

Guru Bipipin Singha, Jhaveri Sisters, Nayana Jhaveri, Nirmala Mehta, Sonal Mansingh, Savita Mehta. Indrani Rahman, Kelucharan Mahapatra, Priyambaba Mohanty.

 

THE FIRST PERSONS IN VARIOUS CATEGORIES

 

            Field

 

           Person

* The First Indian to win world Billiards Trophy    

-

Wilson Jones

* The first to conquer Everest

-

Sherpa Tenzing (1953)

* The first Indian woman to swim across the English Channel

-

Miss. Arati Shah

* The first person to win Wimbledon title five times

-

Bjorn Borg

* The first to sail round the world

-

Megellan

* The first Indian to win world Billiards Trophy

-

Wilson Jones

* The first to cross the Damelles by swimming

-

Mihir Sen

* The first person to reach South Pole

-

Amundsen

* The first woman who conquered Everest

-

Junko Tabei (Japan)

* The first black player to win the Wimbledon men's singles title

-

Arthur Ashe (US)

* The first person to reach North Pole

-

Robert Peary

* First woman Olympic Medallist (Weight Lifting)

-

Karnam Malleswari (2000)

* The first Indian to win All England Badminton Championship

-

Prakash Padukone

* The first person to win the Palk Strait ocean swimming contest

-

Baidyanath

* The first person to complete solo walk to magnetic North pole

-

David Hempleman Adam (UK)

* The first woman to reach North pole

-

Ann Bancroft

* The first woman to sail non stop around the world alone

-

Kaycottee

* The first an to climb Everest twice

-

Nawang Gombu

* The first deaf & dumb to cross the strait of Gibraltar

-

Taranath Shenoy(India)

* The first woman to climb Mt. Everest twice

-

Santosh Yadav (India)

 

MEASUREMENTS OF DIFFERENT SPORTS

 

* Cricket

-

Pitch: 20.12 meters.
Bat: 96.5 cm length and 10.8 cm width.
Ball: 155.9 to 163 grams.

* Football

-

Field: 100 x 64 m to 110 x 75 m.    

* Volleyball

-

Court: 18 m x 9 m.
Net: 9.5 m x 1 m x 2.43 m.

* Hockey

-

Field: 100 x 55 yards to 100 x 60 yards.
Ball: 5.50 ounces to 5.75 ounces

* Badminton

-

Court: 13.40 m x 5.18 m.
Net: 1.524 m high.
Shuttle: 4.73 to 5.50 gms.

* Table Tennis

-

Table: 275 cm x 152.5 cm, 76 cm above the ground (floor).
Ball: 37.2 to 38.2 millimeter (diameter); 9.40 to 9.53 gms.

* Lawn Tennis

-

Court: 23.77 x 8.23 meters.
Ball: 56.7 gms to 58.5 gms. (weight); 6.35 cm to 6.67 cms (diameter).

* Khokho

-

Field: 34 x 10 m to 34 x 16 meters.

* Kabaddi

-

Field: 13 x 10 meters.

* Marathon Race

-

Route Length: 42,195 m-26 miles, 385 yards.

* Derby Course

-

Route length: 2400 meters (or) 11/2 miles.

NATIONAL EMBLEMS OF DIFFERENT COUNTRIES

 

         Emblem

 

     Country

Kangaroo

-

Australia

Water Lilly

-

Bangladesh

White Lilly

-

Canada, Italy    

Beach

-

Denmark

Lily

-

France

Corn Flower

-

Germany

Bauhinia (orchid tree)

-

Hong Kong

Lioned Capital

-

India    

Shamrock

-

Ireland

White Lilly

-

Italy

Elephant

-

Ivory Coast    

Rose

-

Iran, UK

Chrysanthemum

-

Japan

Cedar tree

-

Lebanon

Lion with Crown

-

Luxembourg

The Soyombo

-

Mongolia

Lion

-

Netherland, Norway, Belgium

Kiwi

-

Netherland, Norway, Belgium

Crescent

-

Pakistan

Baobab tree

-

Senegal

Lion

-

Sierra Leone, Sri lanka

Eagle

-

Spain

Secretary Bird

-

Sudan

Crescent and Star

-

Turkey

* Golden Rod

-

USA

PIPES AND CISTERNS 

The problems in pipes and cisterns are almost the same as those of Time and Work problems, but with a bit difference as negative work comes into play due to leakage or drain pipes in the questions.

       Let us understand this with examples.

 

Example 1.

                 If a pipe fills a tank in 10 hours and a leak in the bottom empties it in15 hours, when both function simultaneously  then

          
Net work is Positive.

Thus tank will be filled in 30 hours.
 

Example 2.
     If a pipe fills a tank in 5 hours and a leak empties in 4 hours, when both function simultaneously then
                        
Net work is Negative.
Thus tank will be emptied in 20 hours.

Who unveiled the Statue of Peace..?

International

Biden new team
On 24 November 2020, the USA President-elect Joe Biden announced his nominees for key foreign policy and national security roles as the transition process officially began. Antony Blinken will be secretary of state and John Kerry as Climate change envoy. He picked Linda Thomas-Greenfield to represent his nation in UNO as ambassador. He announced many firsts on the team, including Avril Haines, a former deputy director of the C.I.A, who would be the first woman to serve as director of national intelligence, and Alejandro Mayorkas, who would be the first Latino and first immigrant to lead the Department of Homeland Security.
While unveiling the new team Biden said “America is back” and noted that Jake Sullivan, his choice to serve as National Security Adviser, would be the youngest person to coordinate the national security team in decades.


12th BRICS Summit
On 17 November 2020, Prime Minister Narendra Modi virtually participated in the 12th summit of BRICS (Brazil Russia - India - China - South Africa) group. This year's theme was 'Global stability, shared security and innovative growth'. While addressing the meet, PM Modi reiterated India's long-standing demand for reformed multilateralism. He also touched upon the need to reform the United Nations Security Council (UNSC) in light of contemporary challenges. Russian President Vladimir Putin announced the approval of the Moscow Declaration, the BRICS Anti-Terrorism Strategy and the BRICS updated strategy for the economic partnership until 2025 at the culmination of the 12th BRICS summit.


India’s own IRNSS
On 11 November  2020, India became the fourth country in the world to have its independent regional navigation satellite system recognised by the International Maritime Organisation (IMO) as a part of the World Wide Radio Navigation System (WWRNS). Now this navigation system can replace GPS (Global Positioning Systems) in the Indian Ocean waters up to 1500 km from the Indian boundary.  By this, India has become the fourth country to have its independent regional navigation system after the USA, Russia and China.


'My understanding about Gandhi'
A special anthology on Mahatma Gandhi 'Maile Bujheko Gandhi' (My understanding about Gandhi) was released by Nepal President Bidhya Devi Bhandari during a ceremony at Kathmandu on 9 November 2020. The pictorial anthology in Nepalese has been released to celebrate 151st Birth Anniversary of Mahatma Gandhi and to mark the culmination of the two years long celebrations of '150 years of Mahatma'. The book has been brought out by the Embassy of India along with the BP Koirala India-Nepal Foundation. 


Second World Health Expo
The Second World Health Expo was held between 11-14 November 2020 in Wuhan, the capital city of Central China’s Hubei Province.  The expo features 12 different venues for audiences to experience the most frontier health technology. 

 

APEC 2020
Asia-Pacific Economic Cooperation (APEC) began on 20 November 2020 hosted by Malaysia. The official theme of the summit is "Optimising Human Potential Towards a Resilient Future of Shared Prosperity: Pivot. Prioritise. Progress". After the virtual summit, the leaders issued the Kuala Lumpur Declaration. They adopted the Putrajaya Vision 2040, which is a new 20-year growth vision to replace the Bogor Goals named after the Indonesian town where leaders agreed in 1994 to free and open trade and investment. The leaders also pledged to build an “open dynamic, resilient and peaceful region” by 2040. 


UMANG International Version
On 23 November 2020, UMANG app's international version was launched by Union IT Minister Ravi Shankar Prasad
during a virtual conference to mark three years of the platform. The UMANG (Unified Mobile Application for New-age Governance) app provides a single platform to access pan India e-governance services ranging from central to local government bodies, and other citizen-centric services. It will help Indian international students, NRIs and Indian tourists abroad, to avail Government of India services, anytime.


G 20 Summit
Prime Minister Narendra Modi stressed the importance of reforms in multilateral organisations to ensure better global governance for faster post-Covid recovery at the G-20 Summit hosted by Saudi Arabia between 21-22 November 2020. The theme of the summit was "Realising the Opportunities of the 21st Century for All”. The G-20 Riyadh Summit Leaders Declaration said that G 20 next meetings will be in Italy in 2021, Indonesia in 2022, India in 2023 and Brazil in 2024.

 

National

Varunastra
The Chairman of DRDO, G.Satheesh Reddy, flagged off the first Varunastra, the Heavy Weight Torpedo, being delivered to the Indian Navy, at a ceremony held at Bharat Dynamics Limited (BDL) Visakhapatnam Unit on 21 November 2020. Varunastra  has been designed and developed by NSTL (Naval Science & Technological Laboratory) Visakhapatnam. Varunastra is a ship-launched, heavyweight, electrically-propelled anti-submarine torpedo capable of targeting quiet submarines, both in deep and shallow waters in an intense countermeasures environment.


Safaimitra Suraksha Challenge
On 19 November 2020, the Union minister of state Housing and Urban Affairs (Independent Charge) Hardeep Singh Puri launched the Safaimitra Suraksha Challenge, to ensure that no person needs to enter a sewer or septic tank, unless unavoidable in the interest of greater public hygiene. The virtual event witnessed participation of representatives from 243 cities across the country, coming together to take a pledge to mechanize all sewer and septic tank cleaning operations by 30th April 2021. The Challenge will focus extensively on creating citizen awareness on this critical issue along with infrastructure creation for mechanized cleaning and capacity building of the workforce. The initiative was launched on the occasion of World Toilet Day, observed every year on 19 November.


Lilavati Awards 2020
On 17 November 2020, Union Education Minister Ramesh Pokhriyal ‘Nishank’ launched AICTE’s Lilavati Awards 2020 virtually. The Theme of the award is “Women Empowerment”. This award intends to recognize the efforts being made by AICTE approved institutions to treat women with ‘equality and fairness’ in all spheres of their lives.

 

Statue of Peace 
Prime Minister Modi unveiled the 151inch tall “Statue of Peace” to mark 151st Birth Anniversary of Jainacharya Shree Vijay Vallabh Surishwer Ji Maharaj on 16 November 2020 which was installed at Vijay Vallabh Sadhana Kendra, Jetpura, in Pali, Rajasthan. Shree Vijay Vallabh Surishwer Ji Maharaj (1870-1954) led an austere life as a Jain Saint working selflessly and dedicatedly to spread the message of Lord Mahavira.


SITMEX-20
The Second edition of India, Singapore and Thailand Trilateral Maritime Exercise SITMEX-20 was held from 21 to 22 November 2020 in the Andaman Sea. The exercise was conducted to increase the mutual inter-operability and imbibing best practices among the three naval forces. This year SITMEX hosted by Singapore.

 

Vaccine review tour
On 28 November 2020, Prime Minister Narendra Modi visited three cities to review the vaccine development and manufacturing process for COVID being done by various pharma companies. He visited the Zydus Biotech Park in Ahmedabad, Bharat Biotech in Hyderabad and Serum Institute of India in Pune.


All India Presiding Officers Conference
President Ram Nath Kovind inaugurated the 80th All India Presiding Officers Conference at Kevadia, Gujrat on 25 November 2020.  The Theme of the conference was ‘Harmonious Coordination between Legislature, Executive and JudiciaryKey to a Vibrant Democracy’.  The Lok Sabha Speaker and the Chairman of the All India Presiding Officers Conference Om Birla said that there will be a commitment to implement the decisions taken during the two-day conference in a phased manner.  


Garima Greh..  
On 25 November 2020, the Union Minister for Social Justice & Empowerment Thaawarchand Gehlot inaugurated ‘Garima Greh, the Shelter Home for Transgender Persons’ in Vadodara, Gujarat virtually. He also e-launched a ‘National Portal for Transgender Persons’. The Portal would help a transgender person in applying for a Certificate and Identity card digitally from anywhere in the country without having to visit any office. It should be noted that the Transgender Persons (Protection of Rights) Act, 2019 came into effect on 10th January 2020 is the first concrete
step towards ensuring the welfare of Transgender persons.


PRAGTI meeting
Prime Minister Narendra Modi chaired the 33rd PRAGTI (Pro-Active Governance and Timely Implementation) meeting on 25 November 2020.  In this, multiple projects, grievances and programmes were reviewed involving the cost of Rs 1.41 lakh crore that were related to ten states and union territories. 


Bengaluru Tech Summit
On 19 November 2020, Prime Minister Narendra Modi inaugurated the Bengaluru Tech Summit (BTS) 2020 virtually.  PM had given a call to the young talents to create robust cybersecurity solutions to protect our data and IT-based products.  Prime Minister of Australia Scott Morrison participated in the meet who said that Bengaluru is India's biggest tech cluster.

 

Others

2020 UN Population Award
On 11 November 2020, the Queen Mother of Bhutan, her Majesty Gyalyum Sangay Choden Wangchuck, was announced as the individual laureate for the 2020 United Nations Population Award.  HelpAge India was announced as the award’s institutional laureate. Gyalyum Wangchuck is a longstanding champion of sexual and reproductive health and rights and the need to end violence against women, girls and children in Bhutan. The world’s ageing population has
gained increasing attention in recent years, but HelpAge India has been working with and for disadvantaged elderly people in India for nearly four decades. Established by the United Nations General Assembly in 1981, the United Nations Population Award recognizes contributions in the fields of population and reproductive health.


Vatayan Award
Union Education Minister Ramesh Pokhriyal was conferred with the Vatayan Lifetime Achievement Award for his exemplary contribution in the field of literature on 21 November 2020. The award was conferred in an online ceremony for his contribution in the field of literature. The award - given by the VatayanUK organisation in London - honours poets, writers and artists for exemplary work in their respective fields. Nishank earlier received several awards in the field of literature and administration including Sahitya Bharati award, Sahitya Gaurav Samman and Bharat Gaurav Samman.

 

Jallikattu
A Malayalam film about a hunt for a bull on the run ‘Jallikattu’ was selected as this year's Oscar entry in the Best International Feature Film category of the 93rd Academy Awards 2021. The film directed by Lijo Jose Pellissery. The film was premiered at the Toronto Film Festival and was also screened at the Busan festival. It is based on a short story by the writer S Hareesh titled Maoist. 


International Children's Peace Prize
On 14 November 2020, Sadat Rahman, a teenager from Bangladesh won the International Children's Peace Prize for his efforts to educate young people about cyberbullying. He was inspired to create this mobile app to help young people report online abuse after hearing about a 15-year-old girl who took her own life because of bullying. The prize is given away by the international children’s rights organization KidsRights to a child, who fights courageously for children’s rights.


National Newborn Week 2020
National Newborn Week 2020 observed from 15 November to 21 November. The theme of the National Newborn Week is 'Quality, equity, dignity for every newborn at every health facility and everywhere’. On this eve, Union Health Minister
Harsh Vardhan said that India has successfully met the 2017 target of the newborn mortality rate of 24 per 1,000 live births and is making efforts to fulfil the target of stillbirth rate of 19 per 1,000 total births by this year. He released a detailed progress card on India Newborn Action Plan targets. He further added that a newborn mortality rate of 23 per 1,000 live births as per the Sample Registration System (SRS), 2018, and estimates of the United Nations Inter-Agency Group for Child Mortality Estimation (UNIGME).


Booker Prize
Douglas Stuart of Scotland won the Booker Prize for fiction ‘Shuggie Bain’ on 19 November 2020.  The prestigious 50,000 pounds ($ 66,000) award conferred on his debut novel about a boy in Glasgow (Scotland) trying to support his mother, as she struggles with addiction and poverty. Stuart dedicated his book and his prize to his mother, who died of alcoholism when he was 16. Burnt Sugar, a novel written by Avni Doshi, the Indian origin American woman author, settled in Dubai is one among the nominated books for this coveted prize.

 

Model Questions

1. Who was re-elected as the president of Athletics Federation of India?
1) Dr Michael Irani     2) Rohan Jaitley      3) Adille Sumariwalla     4) Anil Jain     5) Gyanendro Ningombam

 

2. The USA President-elect Joe Biden appointed an Indian-American as the policy director of his wife Jill Biden. He/ She is……..
1) Manga Anantatmula      2) Renu Khator     3) Sruthi Palaniappa      4) Rita Baranwal     5) Mala Adiga

 

3. Abhayam, the project for safety and security of women passengers launched by…....
1) AP       2) Telangana       3) Kerala        4) MP        5) Delhi

 

4. India International Cherry Blossom Festival, the calendar event of which state cancelled this year in the wake of COVID-19 pandemic?
1) Manipur      2) Nagaland     3) Mizoram      4) Meghalaya       5) Tripura

 

5. Women's T-20 World Cup 2023 to be hosted by……….
1) India       2) Australia      3) South Africa      4) Sri Lanka      5) New Zealand


6. Delhi got 62nd rank in the list of World’s Best Cities for 2021 prepared by Resonance Consultancy Limited. Which city got the first rank in the world?
1) New York      2) Paris      3) Moscow      4) London      5) Los Angles

 

7. Which nation successfully launched its Chang'e-5 lunar mission to collect rocks from the moon?
1) Japan     2) North Korea     3) China     4) South Korea     5) Thailand

 

8. 14-year-old girl won the prestigious Children's Climate Prize for designing a mobile ironing cart using solar panels to power a steam iron box rather than conventional charcoal. She is........
1) Vinisha Umashankar     2) Aishwarya Sridhar     3) Seema Gupta      4) Sudha Painuli       5) Neelakantha Jonnalagadda

 

9. Who is elected as the new chairman of International Cricket Council (ICC)?
1) Giovanni Infantino      2) Jacques Rogge     3) Greg Barclay      4) Thomas Bach     5) Chris Kermode

 

10. Francisco Sagasti was sworn in as interim president of which nation on 17 November 2020?
1) Peru     2) Moldova     3) Ivory Coast     4) Tanzania     5) Kosovo

 

11. Aung San Suu Kyi's ruling National League for Democracy (NLD) claimed a victory in Myanmar’s second parliamentary election. What is the currency of Myanmar?
1) Kyat       2) Taka       3) Shilling        4) Rupee    5) Tenge

 

12. List of important days given. The correct combination is...
1) National Education Day-11 NOV      2) Public Service Broadcasting Day-12 NOV
3) Samvidhan Diwas or Constitution Day - 26 NOV     4) World Toilet Day - 19 NOV     5) All of above


13. India’s longest single-lane motorable suspension bridge in Tehri Garhwal district on Tehri lake was inaugurated in………
1) Chhattisgarh     2) Assam    3) Arunachal Pradesh    4) Uttarakhand     5) Maharashtra

 

14. Who was appointed as state icon of Punjab by the Election Commission of India?
1) Chacha Chaudhary    2) Harmanpreet Kaur     3) Sonu Sood    4) Yuvraj Singh     5) Harbhajan Singh

 

15. Which Cyclone caused damage in the states of Tamil Nadu, Puducherry and Andhra Pradesh recently?
1) Gaja         2) Gati         3) Nivar       4) Goni         5) Eta

 

16. Who is the author of the book ‘A promised Land’?
1) Shashi Tharoor     2) Boris Johnson     3) Barack Obama     4) Romila Thapar     5) Pope Francis

 

17. The 2021 United Nations Climate Change Conference, also known as COP26 to be hosted between 1-12 November 2021 at……….
1) Zurich, Switzerland     2) Paris, France    3) Bonn, Germany    4) Buenos Aires, Argentina    5) Glasgow, Scotland

 

18. ‘Delhi Crime’  won the best drama series honour at the 48th International Emmy Awards. Who is the director of the series?
1) Ismail Umar Khan     2) Garry Bhinder     3) Sumeet Sachdev     4) Richie Mehta     5) Krishna CH

 

19. World’s first library for children on a tram launched in….
1) Pune    2) Chennai    3) Kolkata      4) Cuttack     5) Aizawl

 

20. Lonar Lake in which state has been chosen as a wetland site of international importance under the Ramsar conservation treaty?
1) Karnataka      2) Maharashtra      3) MP       4) Assam       5) Jammu and Kashmir

 

Key:  1-3;   2-5;  3-1;  4-4;  5-3;  6-4;  7-3;  8-1;  91-3;   10-1;   11-1;   12-5;   13-4;   14-3;  15-3;   16-3;  17-5;   18-4;   19-3;   20-2.

PARTNERSHIP  

  When two or more persons start a business jointly and share the profit or loss thereof in an agreed proper portion, it is known as partnership business and the persons carrying on such business are called Partners. Generally partners share the profit or loss in the ratio of the capitals invested by them.
        Partnership may be (1) simple; or
                             (2) compound.


Simple Partnership - When the capitals of the partners are invested for the same time, then this type of partnership is called simple partnership. In such a case, the profit or loss is distributed in proportional to the capital invested.


Compound Partnership - When the capital, which is equal or unequal, of the partners, is invested for different times, this type of partnership is called compound partnership. In such a caste the profit or loss is distributed in proportional to the products of the capital and the periods of their investment.

An important formula for solving the problems of partnership is -


                   
Working Rule -
    1. If the ratio of investment by three persons is a : b : c and ratio of time invested in their capital is x : y : z then the ratio of their profit will be ax: by: cz.
    2. If the ratio of investment by three persons is a : b : c and ratio of their profit is p : q : r then, the ratio of time invested in their capital will be  

 

EXAMPLES


Example 1:  A, B and C enter into partnership. A contributes one-third of the capital while B contributes as much as A and C together contribute. If the profit at the end of the year amounts to Rs. 840 what would each receive?
Sol:  As A contributes one-third of the capital 
        A’s profit =    = Rs. 280
   Now as B contributes as much as A and C
  So Profit of B  = Profit of A + Profit of C =  Rs. 280 + Profit of C
                     Profit of B – Profit of C =  Rs. 280
                    And   Profit of B + Profit of C =  Rs. 840 – Rs. 280
            Adding  2 Profit of B  = Rs. 840
                              Profit of B  = Rs. 420
Hence   Profit of C  = 840 – 420 - 280
                                 = Rs. 140

 

Example 2: A is working and B is a sleeping partner in a business. A puts  Rs. 5, 000 and B puts in Rs. 6, 000. A receives 12 ½ % of the profit for Managing  the business and the rest is divided in proportion of their capitals. What does  each get out of a profit of Rs. 880?
Sol: The amount, which A receives for managing
                                       = 12 ½% of Rs.880


                                      
         The amount left = 880 – 110 = Rs. 770
         The amount left is to be divided in the ratio = 5,000 : 6,000 = 5: 6


       
         Total share received by A = 110 + 350 = Rs. 460
         Share received by B = Rs. 420

 

Example 3:  A and B enter into a partnership. A contributes Rs. 5000 while B contributes Rs. 40000. After 1 month B withdraws  1/4 part of his contribution and after 3 months from the starting A puts Rs. 2000 more. When B withdraws his money at the same C also joins them with Rs. 7000. If at the end of 1 year there is a profit of Rs. 1218, what will be share of C in the profit?
Sol:  Since the contributions of three partners are different and their times also differ. Therefore, their contributions should be converted for equal durations. For this, contribution is multiplied by time.
  Contribution of A = Rs. 5000 for 12 months + Rs. 2000 for 9 months
   Contribution of A for 1 month 
                    =  5000 × 12 + 2000 × 9
                    = 60000 + 18000
                    = Rs. 78000
        Contribution of B = Rs. 4000 for 1 month +   of Rs. 4000 for 11 months
   Contribution of B for 1 month
                                          = 4000 × 1 + 3000 × 11 
                                         = 4000 + 33000 = Rs. 37000

  Contribution of C  = Rs. 7000 for 11 months
        Contribution of C for 1 month  =  7000 × 11 
                                                             = Rs. 77000
     Ratio in their contributions  = 78000:37000:77000
                                                            = 78:37:77
                  Sum of their ratios   = 78 + 37 + 77 = 192
             Share of C in the profit = 
                                                        = Rs. 488.47

 

Example 4: Alok started a business by investment of Rs.90000 after 3 months Pranav joined him with an investment of Rs. 120000. If they had a profit  of Rs. 96000 after 2 years then what is the difference in the shares of two?
Sol:  Alok’s investment for 1 month  = 9000 × 24 = 2160000
         Pranav’s investment for 1 month  = 120000 × 21 = 25200
         Ratio of their investment   = 6 : 7


           

Example 5: A, B and C started a business in partnership. A invested Rs. 25 lacks and after 1 year he invested Rs. 10 lacks more. B invested Rs. 35 lacks in the beginning and withdrew Rs. 10 lacks after 2 years. C invested Rs. 30 lacks. What is the ratio of their profit after 3 years?
Sol:  A’s investment  = 25 × 3 + 10 × 2
                                      = Rs. 95 lacks
         B’s investment  = 35 × 2 + 25 × 1
                                     = Rs. 95 lacks
        C’s investment  = 30 × 3
                                    = Rs. 90 lacks
   Ratio of their investment  = 19 : 19 : 18
   Ratio of their profit = 19 : 19 : 18 (because time period is same, i.e., for 3 years)

 

Example 6:  A, B and C investment in a partnership in the ratio of 5 : 6 : 8. Ratio of their profit is 5 : 3 : 12. Find the ratio of time for their investment.

 

Example 7:  Three people A, B and C invested money in a partnership in the ratio of 4 : 2 : 8 ratio of their time of investment is 3 : 3 : 2. What is the ratio of their profit?
Sol:  Required ratio = 4 × 3 : 2 × 3 : 8 × 2
                                    = 12 : 6 :16
                                    =  6 : 3 : 8

VOCABULARY

Vocabulary: Meanings (synonyms)

1. Mrs Bates tried to domesticate Anna.
    Domesticate  to make (an animal) able to live with man and serve him  tam  bring under control  train
2. What God decrees we have to accept.
     Decree  command  decide  order  judgement
3. We were nonplussed that the mistress of the house had heard of the tragedy.
     Nonplussed  confused  surprised  puzzled  bewildered  dazed
4. They endeavoured to explain it as an act of charity.
    Endeavour  strive  try hard  make an effort  attempt  struggle
5. All this played real havoc on our imagination.
    Havoc  destruction  disturbance  disorder  disaster  devastation  chaos
6. I found that I could scarcely breathe.
    Scarcely  barely  almost not  hardly  (only) just
7. It was an eternal mystery to us.
    Eternal  forever  always  never ending  endless  everlasting  incessant  continual
8. God had taken the baby at such a tender age.
     Tender  delicate  young  child-like  gentle
9. We shuddered as we gnawed at the hunk of meat.
     Shudder  tremble  quiver  shake  shiver  tremor
10. The dog snarled at the intruder.
      Snarl  scowl  growl  threaten  intimidate  scare

 

Choose the alternative that best fits the blank:
1. The dancers were in Japanese __________. (outfit, dress, costume)
2. He is a wolf in the ___________ of a sheep. (attire, costume, garb)
3. She came to the party ________ her new diamond necklace. (showing, sporting, having)
4. We recognised him to be a policeman by his_________. (attire, uniform, garment)
5. The beggar's _________ were in tatters. (clothes, dress, costume)

 

Conditional clause ('If ' clause):
Conditional clauses are classified into three types based on the tenses.
They are:   1. Probable (possible) condition
                    2. Improbable condition
                    3. Unfulfilled condition


                                                                   Type - I
                                                Probable / possible condition

 

Usage: We use this type to talk about the future activities that are quite possible.
Structure: If (Subject + V1     Subject + can / will / may + V1)
           e.g: If you work hard,                     you can get the first rank.
                  Simple present tense               Simple future tense
1. Walk fast or you will miss the bus.
                  If you walk fast,                    you will not miss the bus.
                         sub + V1                                    sub + will + V1
                  Unless you walk fast, you will miss the bus.
                                   (unless = if not)

2. Take the medicine regularly or you may fall ill again.
          If you take the medicine regularly you may not fall ill again.
          Unless you take the medicine regularly, you may fall ill again.


                                                                  Type - II
                                           Improbable / Imaginary condition

 

Usage: We use this type to talk about the actions that we think are possible but not very
             probable. It indicates that we do not expect the action in the If-clause to take place.
Structure: If (Subject + V2  Subject + could / would / might + V1)
                   e.g: If I were a doctor,    I could give you treatment.
                                   V2                            V1
Note:     [  V1         V2          V3]
                  is         are        been
                are       were
                   e.g: 1) I am not a bird. So, I can' t fly in the sky.
                           If I were a bird,                    I could fly in the sky.
                               V- Simple past tense          conditional past

 Note: [ The above sentence is quite imaginary. It is not possible, i.e., unreal]
            2) I don't have money. So I can't give you any.                                          (March 2003)
              If I had money,                    I could give you some / any.
                          V2                                       conditional past
Note:       [ V1          V2         V3]
                  have      had       had
                  has
[The above sentence is not possible for that situation, but quite imaginary]
3) I don't have time. So, I can't accept the job.
      If I had time,     I could accept the job.


                                                                  Type - III
                                                        Unfulfilled condition

 

Usage: We use this type to talk about past actions that didn't happen. It expresses a condition in the past that hasn't been fulfiled (Unfulfilled).
Structure: If [ subject + had + V3  subject would have / could have / might have + V3]            

                   e.g: If you had asked me,               I would have helped you.
                       Past perfect tense                     Perfect conditional tense
1. He didn't study well. So, he failed.                                                                  
     If he had studied well, he would not have failed.
2. She didn't carry her driving license. So, she had to pay a fine.
      If she had carried her driving license, she would not have had to pay a fine.
3. You didn't take the medicines regularly. So, you fell ill again.
     If you had taken the medicines regularly, you would not have fallen ill again.
4. I was held up in a traffic jam. So, I missed the train.                                        
     If I had not been held up in a traffic jam, I would not have missed the train.
5. No precautions were taken. So, many were killed in the cyclone.
     If precautions had been taken, many would not have been killed in the cyclone.


Notice the following structures:
         Type I            Sub + V1                Sub + will
         Type II          Sub + V2                Sub + would
         Type III        Sub + had + V3      Sub + would have           

                          If you invite me,   I will attend the party.
                                      V1
                       If you invited me,   I would attend the party.
                                      V2
                       If you had invited me,   I would have attended the party.
                                      had + V3

VIVAD SE VISHWAS BILL IS FOR?

Indradhanush
    Fifth edition of joint exercise Indradhanush between the Indian Air Force (IAF) and Royal Air Force (RAF) of the United Kingdom concluded at Air Force Station Hindan on 29 February 2020 The focus of this edition of the exercise is 'Base Defence and Force Protection'. This theme is of significance considering the recent threats to military establishments from terror elements. The aim of the exercise is to enhance mutual operational understanding, exchanging tactics, techniques and procedures. The highlights of the exercise that commenced on 24 February 2020 were combat free fall (CFF), special heli-borne operations, air-field seizure and joint intervention drill.


Commonwealth Points of Light Award    Famous Environmental activist Jadav Payeng, popularly called the 'Forest Man', was named as the 128th Commonwealth Points of Light Award winner. The Points of Light Award recognizes people across Commonwealth nations for the difference they are making in their communities and beyond. He was conferred with this award for his exceptional voluntary service to environmental conservation. He belongs to Assam. He transformed a treeless sandbar along the Brahmaputra River into a 1360-acre vibrant wildlife haven. 


World University Rankings
    QS (Quacquarelli Symonds) released the World University Rankings by Subject 2020 on 4 March 2020. Indian Institute of Technology (IIT) in Mumbai and Delhi found place among the top 50 engineering colleges across the globe in this ranking. While IIT Bombay ranked 44 and IIT Delhi bagged the 47th rank. Other Indian technological and engineering institutes like IIT Kharagpur (86), IIT Madras (88) and IIT Kanpur (96) found their places in top 100 of this category. Massachusetts Institute of Technology (MIT) in USA got first rank.


Land Records and Services Index
    National Council of Applied Economic Research (NCAER) released India's first land records and services index on 27 February 2020. Madhya Pradesh is the best performing state in terms of digitizing land records followed by Odisha. NCAER Land Records and Services Index (N-LRSI 2020) is based on data collected over 2019-20 on two aspects of the supply of land records. They are the extent of digitization of land records and the quality of these land record. The  Director General of NCAER Shekhar Shah said that the index will help formulate state action plans to attain the goal of secure, assured land records that mirror ground realities and are generated by efficient titling services.


Setu Bharatam
    Union Government contemplated the replacement of all the level crossings on National Highways by Road Over Bridges or Road Under Bridges under the Setu Bharatam scheme. The programme is being implemented by Road Transport and Highways Ministry to ensure safe and smooth flow of traffic and reduced road fatalities by 50% by 2020. Prime Minister Narendra Modi launched the Setu Bharatam scheme on 4th March in 2016. 208 places were identified for construction of rail over-bridges or underpasses under the project at a cost of nearly 10,200 crore rupees. 


USA-Taliban peace deal
    On 29 February 2020, the USA signed historic peace deal with the Taliban in Doha, the capital of Qatar. India attended the historic event as observer. India’s envoy to Qatar P Kumaran witnessed the signing of the peace treaty to end USA soldier’s presence in Afghanistan in a phased manner in next 14 months. As part of the deal, the Talibans are required to initiate a dialogue with the Afghan government and other civil society and political groups for a permanent ceasefire and power sharing in post war Afghanistan. It was more than 18 years ago that the United States had ordered an attack on the Talibans, following the tragic 9/11 happening in USA.


Vivad Se Vishwas
    Direct Tax Vivad Se Vishwas Bill, 2020 seeks to provide taxpayers an opportunity to settle direct tax disputes within the current financial year by waiving interest and penalty on their pending taxes. Lok Sabha passed the Vivad se Vishwas Bill, aims to settle pending direct tax disputes in the country recently. The bill paves the way to provide resolution of disputed tax and related matters. 
    There are four lakh eighty three thousand cases amounting to over nine lakh crore rupees related to direct tax pending in different appellate forums including High Courts and Supreme Court. Finance minister Nirmala Sitharaman said that taxpayers willing to settle disputes shall be allowed a complete waiver of interest and penalty if they pay the entire amount of tax before the stipulated date. 


Chronicles of Change Champions
    On 5 March 2020, the Union Minister for Women and Child Development Smriti Zubin Irani released a book titled 'Chronicles of Change Champions' at an event held in New Delhi. 
    The book is a compilation of 25 innovative initiatives taken at the state and district levels under the Prime Minister’s flagship scheme of 'Beti Bachao, Beti Padhao'. She also urged those districts that are lagging in the girl child sex ratio to work with best performing States like Haryana and Arunachal Pradesh who have done commendable work in improving the sex ratio of the girl child.


Supreme Court allows trade in cryptocurrency 
    On 4 March 2020, the Supreme Court struck down Reserve Bank of India (RBI)’s 2018 circular, preventing banks from providing services in support of cryptocurrencies. Among those entities that challenged the RBI were the Internet and Mobile Association of India (IAMAI), which represents the interests of the online and digital services industry, exchanges and crypto asset traders. 
    IAMAI argued that trading in cryptocurrencies in the absence of a law banning those was a 'legitimate' business activity under the Constitution. 


Swachh Bharat Mission (Grameen) - II
    On 4 March 2020, the Union government launched the second phase of the Swachh Bharat Mission (Grameen) (SBM (G) Phase-II). It will be implemented from 2020-2021 to 2024-2025 in a mission mode with an outlay of Rs.1,40,881 crores. Union Minister of Jal Shakti  Gajendra Singh Shekhawat on this occasion said that the second phase will focus on sustaining the gains made under the programme in the last five years in terms of toilet access and usage, ensuring that no one is left behind.
    It will continue to generate employment and provide impetus to the rural economy through the construction of household toilets and community toilets. It will also ensure that effective solid and liquid waste management (SLWM) is instituted in every Gram Panchayat of the country.


Pritzker Architecture prize 2020
    Pritzker Architecture prize awarded each year to a living architect/s for significant achievement. Irish based Yvonne Farrell and Shelley McNamara was conferred with the Pritzker prize 2020. Both gained international fame for their inspired structures that include Paris's Institut Mines Telecom building. This is the first time a female duo conferred with architecture’s most prestigious award.


Model Questions


1.     Jan Aushadi Diwas celebrated on .....
    1) 1 March         2) 3 March        3) 5 March         4) 8 March        5) 7 March 


2.     Muhyiddin Yassin is the new Prime Minister of .....
    1) Finland      2) Iraq      3) Malaysia     4) Sudan     5) Israel 

 

3.    108th Indian Science Congress 2021 to be held in .....?
    1) Pune         2) Bangalore          3) Jalandhar        4) Imphal         5) Tirupathi

 

4.     How much aid committed by World Bank to help countries to combat the coronavirus outbreak?
    1) $ 18 billion      2) $ 16 billion     3) $ 12 billion     4) $ 20 billion     5) $ 10 billion

 

5.     From 16th to 20th May 2020, 4th Global Ayurveda Festival will be held at .....
    1) Kochi          2) Kanyakumari         3) Haridwar        4) Porbandar          5) Jammu

 

6.     The wrong combination is .....?
    1) Foreign Secretary-Harsh Vardhan Shringla   
    2) Chief Economic Adviser - Krishnamurthy Subramanian 
    3) 15th Finance Commission chairman  -  N.K. Singh 
    4) Finance Secretary - Ajay Bhushan Pandey 
    5) Securities & Exchange Board of India (SEBI) chairman - Subhash Chandra Khuntia 

 

7.     AJEYA WARRIOR-2020 is the joint military exercise between India and .....
    1) UK    2) France      3) Sri Lanka    4) Japan     5) Oman

 

8.     Namaste Orchha festival recently concluded in .....
    1) Arunachal Pradesh            2) Kerala           3) Assam          4) Madhya Pradesh          5) West Bengal
   

9.     Chapchar Kut is the biggest and most joyful festival of ?
    1) Maharashtra            2) Tamil Nadu            3) Mizoram              4)  Karnataka          5) Haryana

 

10.     National Bank for Agriculture and Rural Development (NABARD) infused ..... in the rural banking system during the current fiscal year
    1) Rs.2.46 lakh crore      2) Rs.1.06 lakh crore     3) Rs.3.46 lakh crore     4) Rs.1.46 lakh crore    5) Rs.2.86 lakh crore

 

11.     Badminton Asia Championships 2020 shifted from Wuhan (China) to ..... due to coronavirus outbreak
    1) New Delhi, India     2) Manila, Philippines    3) Colombo, Sri Lanka       4) Katmandu, Nepal     5) Tokyo, Japan

 

Key: 1-5; 2-3; 3-1; 4-3; 5-1; 6-5; 7-1; 8-4; 9-3; 10-4; 11-2.
 

Writer: Amara Veeraswamy

10-3-2020

RATIO AND PROPORTION

RATIO: Ratio means Comparison. The number of times one quantity contains another quantity of the same kind.
            Thus the ratio between 5 litres of oil and 15 litres of oil can be possible, but not between 10 apples and 25 kg of rice. 
* The ratio between one quantity to another is measured by  a : b or a/b
Ex: 8 : 9   or   5 : 7 etc.
* The two quantities in the ratio are called its terms. The first is called the antecedent and the second term is called consequent.
* The terms of the ratio can be multiplied or divided by the same number.

 

Types of Ratios:
1. Duplicate ratio: The ratio of the squares of the two numbers.
     Ex: 9 : 16 is the duplicate ratio of 3 : 4.
2. Triplicate Ratio: The ratio of the cubes of the two numbers.
     Ex: 27 : 64 is the triplicate ratio of 3 : 4.
3. Sub-duplicate Ratio: The ratio between the square roots of the two numbers.
      Ex: 4 : 5 is the sub-duplicate ratio of 16 : 25.
4. Sub-triplicate Ratio: The ratio between the cube roots of the two numbers.
      Ex: 4 : 5 is the sub-triplicate ratio of 64 : 125.
5.Inverse ratio: If the two terms in the ratio interchange their places, then the new ratio is inverse ratio of the first.
      Ex: 9 :5 is the inverse ratio of 5 : 9.
6. Compound ratio: The ratio of the product of the first terms to that of the second terms of two or more ratios.
      Ex: The compound ratio of  
PROPORTION: If two ratios are equal, then they make a proportion.
            Thus  
Each term of the ratios   is called proportional.
The middle terms 5 and 8 are called means and the end terms 4 and 10 are called extrems.

Product of Means = Product of Extremes

Continued Proportion: In the proportion   8, 12, 18 are in the continued proportion.
Fourth proportion: If a : b = c : x, then x is called fourth proportion of a,b and  c.
There fore fourth proportion of  a, b, c  = 
Third proportion: If a : b = b : x, then x is called third proportion of a and b.
Therefore third proportion of a, b =  
Second or mean proportion: If a : x = x : b , then x is called second or mean proportion of a and b.
Therefore mean proportion of a and b =  

 

EXAMPLES

1. a : b = 3: 4; b : c = 6 : 7. Find a : b : c.
Sol:    a     b      c
          3     4
                 6      7
a : b : c = 3 × 6 : 6 × 4 : 4 × 7 = 9 : 12 : 14

 

2. A sum of Rs.4960 has been divided among A, B and C in the ratio of 5:4:7. Find the share of B.
Sol: B's share =  
                          = Rs.1240

 

3. 36% of first number is 28% of the second number. What is the respective ratio of the first number to the second number?
Sol:  Let the numbers be x and y.
       36% of x = 28% of y
                    
       ∴   x : y = 7 : 9

 

4. Two numbers are in 4:7 ratio. The difference between them is 27. What is the bigger number?
Sol:  Let the numbers be 4x and 7x.
             7x − 4x = 27
           ⇒ 3x = 27  ⇒  x = 9
∴ Bigger number is 7x = 7 × 9 = 63
Short cut: The difference of the terms of the ratio = 7 − 4 = 3.
 But the actual difference between the numbers is 27 
  ∴  3 parts is equal to 27
  7 parts (Bigger number) =  × 27 = 63

 

5. The ratio of the ages of a man and his son is 7: 3. The average of their ages is 30 years. What will be the ratio of their ages after 4 years?
Sol: Average age = 30 years
Total age = 2 × 30 = 60 years.
Let their present ages be 7x and 3x years
∴ 7x + 3x = 60 ⇒ x =  = 6
∴ Their present ages are
 7 × 6 and 3 × 6 = 42 and 18.
∴ Their ages after 4 years
= 42 + 4 and 18 + 4 = 46 and 22 years
∴ ratio = 46 : 22 = 23 : 11

 

6. Two numbers are in the ratio of 3:4. If 4 is subtracted from each, the remainders are in the ratio of 5:7. What are the numbers?
Sol: Let the numbers be 3x and 4x.
        If 4 is subtracted from each, the numbers will be (3x −4) and (4x −4).
∴ (3x −4) : (4x −4) = 5: 7
Product of means = Product of extremes
(3x –4) 7 = (4x – 4) 5
⇒ 21x – 28 = 20x – 20
⇒ x = 8
∴ The numbers are 3 × 8 and 4 × 8 
                                     = 24 and 32

 

7. In a bowl there is 30 litre mixture of milk and water. The ratio of milk and water is 7:3. How much water must be added to it so that the ratio of milk to the water be 3:7?
Sol : Milk quantity in the mixture
=  × 30 = 21 litres
∴ Water = 30 - 21 = 9 litres
      New ratio = 3 : 7
∴ 3 parts of milk is 21 litres (There is no difference in the milk quantity of new mixture)
∴ Water quantity in the mixture
=  × 21 = 49 litres
∴ 49 - 9 = 40 litres  water is to be added in the new mixture

 

8. A bag contains of one rupee, 50 paise and 25 paise coins. if these coins are in the ratio of 5 : 6 : 8, and the total amount of coins is Rs. 210, find the number of 50 paise coins in the bag.
Sol : Let the number of one rupee, 50 paise, 25 paise coins be 5, 6 and 8 respectively
The value of one rupee coins
             = Rs. 1 × 5 = Rs. 5
The value of fifty  paise coins
             = Rs. 0.50 × 6 = Rs. 3
The value of twenty five paise coins
             = Rs. 0.25 × 8 = Rs. 2
Total value = 5 + 3 + 2 = Rs. 10
If the total value is Rs. 10
there are 6 coins of fifty paise
if the total value is Rs. 210, then the number of 50 coins =  × 6 = 126

 

9. If a sum of Rs.3150 were distributed among Ravi, Vijay and Suresh in the ratio of 12:9:14 respectively, then find the share of Vijay.
Ans: Rs.810
Sol: Vijay's Share =  × 3150 = Rs.810

 

10. The total number of students in a school is 2850. If the number of boys in the school is 1650, then what is the respective ratio of the total number of boys to the total number of girls in the school?
Ans: 11:8
Sol: Total number of students = 2850
Number of boys = 1650
Number of girls = 2850-1650 = 1200
Ratio between boys and girls
=1650 : 1200 = 11 : 8

 

11. A sum of money is divided among A, B, C and D in the ratio of 5 : 6 : 12 : 15 respectively. If the share of C is Rs. 4092, then what is the total amount of money?
Ans: Rs. 12958
Sol: Let the share of A, B, C and D be Rs. 5x, 6x, 12x and 15x respectively. C's share is Rs.4092
 ⇒ 12x = 4092 ⇒ x=  = 341
 ∴ Total money = 38x = 38 × 341= Rs.12958

 

12. Asum of Rs. 2820 has been distributed among A, B and C in the ratio  respectively. What is the share of B?
Ans: Rs. 900
Sol: LCM of 3, 4 and 5 is 60
∴ ratio =  : 20 : 15 : 12
 B's share =  × 2820
 =  × 2820 = Rs. 900 

 

13. A, B and C divide an amount of Rs. 6300 amongst themselves in the ratio of 7:6:8 respectively. If an amount of Rs.300 is added to each of their shares, what will be the new respective ratio of their shares of amount?
Ans: 8 : 7 : 9
Sol: Total shares = 7 + 6 + 8 = 21
        ∴ 21 parts = 6300
       each part =  = 300
∴  Their shares are

7 × 300, 6 × 300 and 8 × 300

 ⇒ 2100, 1800 and 2400

If 300 is added to each of them then their shares are 2400, 2100 and 2700

Their ratio = 2400 : 2100 : 2700
                   
 = 8 : 7 : 9

 

14.  Find out the two quantities whose difference is 30 and the ratio between them is 5/11.
Sol: The difference of quantities, which are in the ratio 5:11, is 6. To make the difference 30, we should Multiply them by 5.
        Therefore  

 

15. A factory employs skilled workers, unskilled workers and clerks in the ratio 8:5:1 and the wages of a skilled worker, an unskilled worker and a clerk are in the ratio 5:2:3 when 20 unskilled workers are employed the total daily wages fall amount to Rs. 318. Find out the daily wages paid to each category of employees.
Sol: Number of skilled worker: unskilled worker: clerks = 8:5:1 and the ratio of their respective Wages = 5:2:3
      
Hence the amount will be paid in the ratio 8 × 5 : 5 × 2 : 3 × 1 = 40 : 10 : 3             
      Hence total amount distributed among unskilled workers 
                                    
But the number of unskilled workers is 20, so the daily wages of unskilled worker 

     
The wages of a skilled worker, an unskilled worker and a clerk are in the ratio = 5:2:3
      Multiplying the ratio by   we get = 7.50 : 3 : 4.50
      So, if an unskilled worker gets Rs.3 a day then a skilled worker gets Rs. 7.50 per day a clerks Rs. 4.50 a day

 

16. Two numbers are in the ratio of 11:13. If 12 be subtracted from each, the remainders are in the ratio of 7:9 Find out the numbers.
Sol: Since the numbers are in the ratio of 11:13. Let the numbers be 11x and 13x. Now if 2 is subtracted from each, the numbers become (11x -12) and (13x-12).  As they are in the ratio of 7:9              
                    (11x-12): (13x-12):: 7: 9
             ⇒   (11x – 12) 9 = (13x – 12) 7
              ⇒  99x – 108 = 91x – 84
             ⇒   9x = 24 or x = 3


17. In what ratio the two kinds of tea must be mixed together one at Rs. 48 per kg. and another at Rs. 32 per kg. So that the mixture may cost Rs. 36 per kg. ?
Sol:   Mohan and Sohan = 5:6  or  
           Sohan and Rakesh = 8:5  or  
       Mohan and Rakesh =  
                                       = 4 : 3

 

18. What should be subtracted from 15, 28, 20 and 38 so that the remaining numbers may be proportional?

 

19. If Rs. 279 were distributed among Ram, Mohan and Sohan in the ratio of 15:10:6 respectively, then how many rupees did Mohan obtain?
Sol: Ratio in which Ram, Mohan and Sohan got  = 15 :10 : 6
                       ∴ Sum of ratios  = 15 + 10 + 6 = 31 
                       ∴ Share of Mohan 
                                                         = Rs. 90


20. A bag contains of one rupee, 50 paise and 25 paise coins. If these coins are in the ratio of 2:3:10, and the total amount of coins is Rs288, find the number of 25 paise coins in the bag.
Sol:   Ratio of one rupee, 50 paise and 25 paise coins
                                                                 = 2:3:10
                       ∴ Ratio of their values  = 8:6:10 = 4:3:5
 And sum of the ratios of their values = 4 + 3 + 5 = 12
                   ∴  Value of 25 paise coins   = Rs. 120
                     ∴ No. of 25 paise coins   = 120 × 4 = 480

Simple Interest

1. Introduction
» Money is not free and it costs to borrow the money. Normally, the borrower has to pay an extra amount in addition to the amount he had borrowed. i.e, To repay the loan, the borrower has to pay the sum borrowed and the interest.
2. Lender and Borrower
» The person giving the money is called the lender and the person taking the money is the borrower.
3. Principal (sum)
» Principal (or the sum) is the money borrowed or lent out for a certain period. It is denoted by P.
4. Interest
» Interest is the extra money paid by the borrower to the owner (lender) as a form of compensation for the use of the money borrowed.
5. Simple Interest (SI)
» If the interest on a sum borrowed for certain period is calculated uniformly, it is called simple interest(SI).
6. Amount (A)
The total of the sum borrowed and the interest is called the amount and is denoted by A
7. The statement "rate of interest 10% per annum" means that the interest for one year on a sum of Rs.100 is Rs.10. If not stated explicitly, rate of interest is assumed to be for one year.
8. Let Principal = P, Rate = R% per annum and Time = T years. Then
                            
9. From the above formula , we can derive the followings

MENSURATION

 Mensuration means measurement. It is being done in our life in many situations. For example, Length of cloth we need for stitching, the area of a wall which is being painted, perimeter of a rectangular plot to be fenced, quantity of water needed to fill the tank etc. For these kinds of activities, we are doing measurements for further needs.
Here, we cover three areas
1. Perimeter 2. Area 3. Volume
        To find these things we have to remember the formulae of plane figures and solid figures. Try to understand the concept behind reaching the formula.

 

1. The area of a rectangular plate is 236.25 sq.cm. If the length of the plate is 17.5 cm, find the perimeter of the plate.
Ans. 62 cm
Explanation :

2. The breadth of a rectangular plot is 75% of its length. If the perimeter of the plot be 1050 m, what is its area?
Ans. 67500
Explanation :
                          

 

3. In measuring the sides of a rectangle, one side is taken 10% in excess, and the other 5% in deficit. What is the change in its area as a percentage?
Ans. 4.5% 
Explanation :
                                                  

 

4. How many tiles of 20 cm length and 10 cm width are required to pave the floor of a room 8 m long and 5 m wide?
Ans. 2000
Explanation :

5. The circumference of two circles is 88 metre and 132 metre respectively. What is the difference between the area of the larger circle and the smaller circle?
Ans. 770 sq.m
Explanation :

                       
6. A solid metallic spherical ball of radius 7 cm is melted down and recast into small cones. If the diameter of the base of the cone is 14 cm and the height is 2 cm, find the number of such cones can be made.                              
Ans. 14
Explanation :

                      
7. A hall is 10 metres long and 8 metres wide. What will be the cost of carpeting the room if 0.5 metres of space is left around the room? The rate of 0.25 metre wide carpet is Rs.20 per metre.
Ans. Rs.5040
Explanation :

                      
8. A square field has an area of 50625 sq. m. Find the cost of fencing around it at Rs.15 per metre.
Ans. Rs.13500
Explanation :
                        

 

9. Cost of fencing a circular plot at the rate of Rs.12 per metre is Rs.2,640. What will be the cost of carpeting the floor of the plot at the rate of Rs.85 per square metre?               
Ans. Rs.3,27,250
Explanation :
                          

 

10. A circle and a rectangle have the same perimeter. The sides of the rectangle are 18 cm and
26 cm. What will be the area of the circle?
1) 88 cm2             2) 1250 cm           3) 154 cm            4) 128 cm2            5) None of these
Ans. None of these
Explanation :

11. A circular garden has a 7 m wide road around the border. Find the cost of leveling the road at Rs.5 per square meter if the radius of the inner circle is 21 m?
Ans. Rs.5390
Explanation :
                         

 

12. The lateral surface area of a cylinder is thrice the area of its base. Find the ratio of its height and the base radius?
Ans. 3 : 2
Explanation :

13. Two cubes have their volumes in the ratio 8 : 27. Find the ratio of their surface areas.
Ans. 4 : 9
Explanation :
                       

 

14. A horse is tied with a 14 m long rope. How much ground will it be able to graze?
1) 125 Sq.m            2) 275 Sq.m           3) 625 Sq.m           4) 675 Sq.m           5) None of these
Ans. None of these
Explanation :

 15. Find the length of the longest stick that can be placed in a room of 12 m long, 9 m broad and 8 m high.
Ans. 17 m
Explanation :
                        

 

16. A field is 375 m long and 40 m broad. A tank 30 m long, 20 m broad and 12 m deep is dug in the field and earth taken out of it and is spread equally over the field. How much is the level of field raised?
Ans. 50 cm
Explanation :

17. A rectangular field of 60-metre length and 40 metres wide is to be surrounded by a road 5 meter wide. If the cost of making 1 square meter road is Rs.500, what would be the cost of the entire road?
Ans. Rs.5,50,000
Explanation :
                        

 

18. A room is 7.5 m long, 5.5 m broad and 5 m high. What will be the expenditure in covering the walls by paper 40 cm broad at the rate of 75 paise per meter?
Ans. Rs.243.75
Explanation :

19. The length and breadth of a rectangle increased by 20% and 10% respectively. How much percent will its area be increased?
Ans. 32%
Explanation :
                        

20. 7 cm radius and 28 cm height solid metallic cylinder is melted and recast into small spherical balls of 7 cm radius. Find the number of cubes that can be made.
Ans. 3
Explanation :
                                        

Who unveiled the Statue of Peace..?

International

Biden new team
On 24 November 2020, the USA President-elect Joe Biden announced his nominees for key foreign policy and national security roles as the transition process officially began. Antony Blinken will be secretary of state and John Kerry as Climate change envoy. He picked Linda Thomas-Greenfield to represent his nation in UNO as ambassador. He announced many firsts on the team, including Avril Haines, a former deputy director of the C.I.A, who would be the first woman to serve as director of national intelligence, and Alejandro Mayorkas, who would be the first Latino and first immigrant to lead the Department of Homeland Security.
While unveiling the new team Biden said “America is back” and noted that Jake Sullivan, his choice to serve as National Security Adviser, would be the youngest person to coordinate the national security team in decades.


12th BRICS Summit
On 17 November 2020, Prime Minister Narendra Modi virtually participated in the 12th summit of BRICS (Brazil Russia - India - China - South Africa) group. This year's theme was 'Global stability, shared security and innovative growth'. While addressing the meet, PM Modi reiterated India's long-standing demand for reformed multilateralism. He also touched upon the need to reform the United Nations Security Council (UNSC) in light of contemporary challenges. Russian President Vladimir Putin announced the approval of the Moscow Declaration, the BRICS Anti-Terrorism Strategy and the BRICS updated strategy for the economic partnership until 2025 at the culmination of the 12th BRICS summit.


India’s own IRNSS
On 11 November  2020, India became the fourth country in the world to have its independent regional navigation satellite system recognised by the International Maritime Organisation (IMO) as a part of the World Wide Radio Navigation System (WWRNS). Now this navigation system can replace GPS (Global Positioning Systems) in the Indian Ocean waters up to 1500 km from the Indian boundary.  By this, India has become the fourth country to have its independent regional navigation system after the USA, Russia and China.


'My understanding about Gandhi'
A special anthology on Mahatma Gandhi 'Maile Bujheko Gandhi' (My understanding about Gandhi) was released by Nepal President Bidhya Devi Bhandari during a ceremony at Kathmandu on 9 November 2020. The pictorial anthology in Nepalese has been released to celebrate 151st Birth Anniversary of Mahatma Gandhi and to mark the culmination of the two years long celebrations of '150 years of Mahatma'. The book has been brought out by the Embassy of India along with the BP Koirala India-Nepal Foundation. 


Second World Health Expo
The Second World Health Expo was held between 11-14 November 2020 in Wuhan, the capital city of Central China’s Hubei Province.  The expo features 12 different venues for audiences to experience the most frontier health technology. 

 

APEC 2020
Asia-Pacific Economic Cooperation (APEC) began on 20 November 2020 hosted by Malaysia. The official theme of the summit is "Optimising Human Potential Towards a Resilient Future of Shared Prosperity: Pivot. Prioritise. Progress". After the virtual summit, the leaders issued the Kuala Lumpur Declaration. They adopted the Putrajaya Vision 2040, which is a new 20-year growth vision to replace the Bogor Goals named after the Indonesian town where leaders agreed in 1994 to free and open trade and investment. The leaders also pledged to build an “open dynamic, resilient and peaceful region” by 2040. 


UMANG International Version
On 23 November 2020, UMANG app's international version was launched by Union IT Minister Ravi Shankar Prasad
during a virtual conference to mark three years of the platform. The UMANG (Unified Mobile Application for New-age Governance) app provides a single platform to access pan India e-governance services ranging from central to local government bodies, and other citizen-centric services. It will help Indian international students, NRIs and Indian tourists abroad, to avail Government of India services, anytime.


G 20 Summit
Prime Minister Narendra Modi stressed the importance of reforms in multilateral organisations to ensure better global governance for faster post-Covid recovery at the G-20 Summit hosted by Saudi Arabia between 21-22 November 2020. The theme of the summit was "Realising the Opportunities of the 21st Century for All”. The G-20 Riyadh Summit Leaders Declaration said that G 20 next meetings will be in Italy in 2021, Indonesia in 2022, India in 2023 and Brazil in 2024.

 

National

Varunastra
The Chairman of DRDO, G.Satheesh Reddy, flagged off the first Varunastra, the Heavy Weight Torpedo, being delivered to the Indian Navy, at a ceremony held at Bharat Dynamics Limited (BDL) Visakhapatnam Unit on 21 November 2020. Varunastra  has been designed and developed by NSTL (Naval Science & Technological Laboratory) Visakhapatnam. Varunastra is a ship-launched, heavyweight, electrically-propelled anti-submarine torpedo capable of targeting quiet submarines, both in deep and shallow waters in an intense countermeasures environment.


Safaimitra Suraksha Challenge
On 19 November 2020, the Union minister of state Housing and Urban Affairs (Independent Charge) Hardeep Singh Puri launched the Safaimitra Suraksha Challenge, to ensure that no person needs to enter a sewer or septic tank, unless unavoidable in the interest of greater public hygiene. The virtual event witnessed participation of representatives from 243 cities across the country, coming together to take a pledge to mechanize all sewer and septic tank cleaning operations by 30th April 2021. The Challenge will focus extensively on creating citizen awareness on this critical issue along with infrastructure creation for mechanized cleaning and capacity building of the workforce. The initiative was launched on the occasion of World Toilet Day, observed every year on 19 November.


Lilavati Awards 2020
On 17 November 2020, Union Education Minister Ramesh Pokhriyal ‘Nishank’ launched AICTE’s Lilavati Awards 2020 virtually. The Theme of the award is “Women Empowerment”. This award intends to recognize the efforts being made by AICTE approved institutions to treat women with ‘equality and fairness’ in all spheres of their lives.

 

Statue of Peace 
Prime Minister Modi unveiled the 151inch tall “Statue of Peace” to mark 151st Birth Anniversary of Jainacharya Shree Vijay Vallabh Surishwer Ji Maharaj on 16 November 2020 which was installed at Vijay Vallabh Sadhana Kendra, Jetpura, in Pali, Rajasthan. Shree Vijay Vallabh Surishwer Ji Maharaj (1870-1954) led an austere life as a Jain Saint working selflessly and dedicatedly to spread the message of Lord Mahavira.


SITMEX-20
The Second edition of India, Singapore and Thailand Trilateral Maritime Exercise SITMEX-20 was held from 21 to 22 November 2020 in the Andaman Sea. The exercise was conducted to increase the mutual inter-operability and imbibing best practices among the three naval forces. This year SITMEX hosted by Singapore.

 

Vaccine review tour
On 28 November 2020, Prime Minister Narendra Modi visited three cities to review the vaccine development and manufacturing process for COVID being done by various pharma companies. He visited the Zydus Biotech Park in Ahmedabad, Bharat Biotech in Hyderabad and Serum Institute of India in Pune.


All India Presiding Officers Conference
President Ram Nath Kovind inaugurated the 80th All India Presiding Officers Conference at Kevadia, Gujrat on 25 November 2020.  The Theme of the conference was ‘Harmonious Coordination between Legislature, Executive and JudiciaryKey to a Vibrant Democracy’.  The Lok Sabha Speaker and the Chairman of the All India Presiding Officers Conference Om Birla said that there will be a commitment to implement the decisions taken during the two-day conference in a phased manner.  


Garima Greh..  
On 25 November 2020, the Union Minister for Social Justice & Empowerment Thaawarchand Gehlot inaugurated ‘Garima Greh, the Shelter Home for Transgender Persons’ in Vadodara, Gujarat virtually. He also e-launched a ‘National Portal for Transgender Persons’. The Portal would help a transgender person in applying for a Certificate and Identity card digitally from anywhere in the country without having to visit any office. It should be noted that the Transgender Persons (Protection of Rights) Act, 2019 came into effect on 10th January 2020 is the first concrete
step towards ensuring the welfare of Transgender persons.


PRAGTI meeting
Prime Minister Narendra Modi chaired the 33rd PRAGTI (Pro-Active Governance and Timely Implementation) meeting on 25 November 2020.  In this, multiple projects, grievances and programmes were reviewed involving the cost of Rs 1.41 lakh crore that were related to ten states and union territories. 


Bengaluru Tech Summit
On 19 November 2020, Prime Minister Narendra Modi inaugurated the Bengaluru Tech Summit (BTS) 2020 virtually.  PM had given a call to the young talents to create robust cybersecurity solutions to protect our data and IT-based products.  Prime Minister of Australia Scott Morrison participated in the meet who said that Bengaluru is India's biggest tech cluster.

 

Others

2020 UN Population Award
On 11 November 2020, the Queen Mother of Bhutan, her Majesty Gyalyum Sangay Choden Wangchuck, was announced as the individual laureate for the 2020 United Nations Population Award.  HelpAge India was announced as the award’s institutional laureate. Gyalyum Wangchuck is a longstanding champion of sexual and reproductive health and rights and the need to end violence against women, girls and children in Bhutan. The world’s ageing population has
gained increasing attention in recent years, but HelpAge India has been working with and for disadvantaged elderly people in India for nearly four decades. Established by the United Nations General Assembly in 1981, the United Nations Population Award recognizes contributions in the fields of population and reproductive health.


Vatayan Award
Union Education Minister Ramesh Pokhriyal was conferred with the Vatayan Lifetime Achievement Award for his exemplary contribution in the field of literature on 21 November 2020. The award was conferred in an online ceremony for his contribution in the field of literature. The award - given by the VatayanUK organisation in London - honours poets, writers and artists for exemplary work in their respective fields. Nishank earlier received several awards in the field of literature and administration including Sahitya Bharati award, Sahitya Gaurav Samman and Bharat Gaurav Samman.

 

Jallikattu
A Malayalam film about a hunt for a bull on the run ‘Jallikattu’ was selected as this year's Oscar entry in the Best International Feature Film category of the 93rd Academy Awards 2021. The film directed by Lijo Jose Pellissery. The film was premiered at the Toronto Film Festival and was also screened at the Busan festival. It is based on a short story by the writer S Hareesh titled Maoist. 


International Children's Peace Prize
On 14 November 2020, Sadat Rahman, a teenager from Bangladesh won the International Children's Peace Prize for his efforts to educate young people about cyberbullying. He was inspired to create this mobile app to help young people report online abuse after hearing about a 15-year-old girl who took her own life because of bullying. The prize is given away by the international children’s rights organization KidsRights to a child, who fights courageously for children’s rights.


National Newborn Week 2020
National Newborn Week 2020 observed from 15 November to 21 November. The theme of the National Newborn Week is 'Quality, equity, dignity for every newborn at every health facility and everywhere’. On this eve, Union Health Minister
Harsh Vardhan said that India has successfully met the 2017 target of the newborn mortality rate of 24 per 1,000 live births and is making efforts to fulfil the target of stillbirth rate of 19 per 1,000 total births by this year. He released a detailed progress card on India Newborn Action Plan targets. He further added that a newborn mortality rate of 23 per 1,000 live births as per the Sample Registration System (SRS), 2018, and estimates of the United Nations Inter-Agency Group for Child Mortality Estimation (UNIGME).


Booker Prize
Douglas Stuart of Scotland won the Booker Prize for fiction ‘Shuggie Bain’ on 19 November 2020.  The prestigious 50,000 pounds ($ 66,000) award conferred on his debut novel about a boy in Glasgow (Scotland) trying to support his mother, as she struggles with addiction and poverty. Stuart dedicated his book and his prize to his mother, who died of alcoholism when he was 16. Burnt Sugar, a novel written by Avni Doshi, the Indian origin American woman author, settled in Dubai is one among the nominated books for this coveted prize.

 

Model Questions

1. Who was re-elected as the president of Athletics Federation of India?
1) Dr Michael Irani     2) Rohan Jaitley      3) Adille Sumariwalla     4) Anil Jain     5) Gyanendro Ningombam

 

2. The USA President-elect Joe Biden appointed an Indian-American as the policy director of his wife Jill Biden. He/ She is……..
1) Manga Anantatmula      2) Renu Khator     3) Sruthi Palaniappa      4) Rita Baranwal     5) Mala Adiga

 

3. Abhayam, the project for safety and security of women passengers launched by…....
1) AP       2) Telangana       3) Kerala        4) MP        5) Delhi

 

4. India International Cherry Blossom Festival, the calendar event of which state cancelled this year in the wake of COVID-19 pandemic?
1) Manipur      2) Nagaland     3) Mizoram      4) Meghalaya       5) Tripura

 

5. Women's T-20 World Cup 2023 to be hosted by……….
1) India       2) Australia      3) South Africa      4) Sri Lanka      5) New Zealand


6. Delhi got 62nd rank in the list of World’s Best Cities for 2021 prepared by Resonance Consultancy Limited. Which city got the first rank in the world?
1) New York      2) Paris      3) Moscow      4) London      5) Los Angles

 

7. Which nation successfully launched its Chang'e-5 lunar mission to collect rocks from the moon?
1) Japan     2) North Korea     3) China     4) South Korea     5) Thailand

 

8. 14-year-old girl won the prestigious Children's Climate Prize for designing a mobile ironing cart using solar panels to power a steam iron box rather than conventional charcoal. She is........
1) Vinisha Umashankar     2) Aishwarya Sridhar     3) Seema Gupta      4) Sudha Painuli       5) Neelakantha Jonnalagadda

 

9. Who is elected as the new chairman of International Cricket Council (ICC)?
1) Giovanni Infantino      2) Jacques Rogge     3) Greg Barclay      4) Thomas Bach     5) Chris Kermode

 

10. Francisco Sagasti was sworn in as interim president of which nation on 17 November 2020?
1) Peru     2) Moldova     3) Ivory Coast     4) Tanzania     5) Kosovo

 

11. Aung San Suu Kyi's ruling National League for Democracy (NLD) claimed a victory in Myanmar’s second parliamentary election. What is the currency of Myanmar?
1) Kyat       2) Taka       3) Shilling        4) Rupee    5) Tenge

 

12. List of important days given. The correct combination is...
1) National Education Day-11 NOV      2) Public Service Broadcasting Day-12 NOV
3) Samvidhan Diwas or Constitution Day - 26 NOV     4) World Toilet Day - 19 NOV     5) All of above


13. India’s longest single-lane motorable suspension bridge in Tehri Garhwal district on Tehri lake was inaugurated in………
1) Chhattisgarh     2) Assam    3) Arunachal Pradesh    4) Uttarakhand     5) Maharashtra

 

14. Who was appointed as state icon of Punjab by the Election Commission of India?
1) Chacha Chaudhary    2) Harmanpreet Kaur     3) Sonu Sood    4) Yuvraj Singh     5) Harbhajan Singh

 

15. Which Cyclone caused damage in the states of Tamil Nadu, Puducherry and Andhra Pradesh recently?
1) Gaja         2) Gati         3) Nivar       4) Goni         5) Eta

 

16. Who is the author of the book ‘A promised Land’?
1) Shashi Tharoor     2) Boris Johnson     3) Barack Obama     4) Romila Thapar     5) Pope Francis

 

17. The 2021 United Nations Climate Change Conference, also known as COP26 to be hosted between 1-12 November 2021 at……….
1) Zurich, Switzerland     2) Paris, France    3) Bonn, Germany    4) Buenos Aires, Argentina    5) Glasgow, Scotland

 

18. ‘Delhi Crime’  won the best drama series honour at the 48th International Emmy Awards. Who is the director of the series?
1) Ismail Umar Khan     2) Garry Bhinder     3) Sumeet Sachdev     4) Richie Mehta     5) Krishna CH

 

19. World’s first library for children on a tram launched in….
1) Pune    2) Chennai    3) Kolkata      4) Cuttack     5) Aizawl

 

20. Lonar Lake in which state has been chosen as a wetland site of international importance under the Ramsar conservation treaty?
1) Karnataka      2) Maharashtra      3) MP       4) Assam       5) Jammu and Kashmir

 

Key:  1-3;   2-5;  3-1;  4-4;  5-3;  6-4;  7-3;  8-1;  91-3;   10-1;   11-1;   12-5;   13-4;   14-3;  15-3;   16-3;  17-5;   18-4;   19-3;   20-2.

TO STAY RELEVANT.. SKILL.. RE-SKILL..UPSKILL

International

India - EU Summit
India-European Union virtual summit was held on 15 July 2020. India was represented by Prime Minister Narendra Modi. 
The summit adopted the "India-EU Strategic Partnership: A Roadmap to 2025” to guide cooperation between India and the EU over the next five years. They welcomed the signing of the India-EURATOM (EUROPEAN ATOMIC. ENERGY COMMUNITY) agreement on research and development cooperation in the peaceful uses of nuclear energy.
The leaders agreed to establish a regular High-Level Dialogue at ministerial level to provide guidance to the bilateral trade and investment relations and to address multilateral issues of mutual interest.
The summit welcomed the ongoing activity in India of the European Investment Bank and the upcoming planned investments of 550 million Euros in the Metro Rail Projects of Pune and Bhopal.

 

 India and Israel signed MOU
As global lockdown increased digitalization recently, India and Israel signed an agreement to further expand their collaboration in dealing with cyber threats. 
The Memorandum of Understanding (MOU) signed between the Indian Computer Emergency Response Team (CERT), a unit of the Ministry of Electronics and Information Technology, and Israel’s National Cyber Directorate (INCD).
The agreement lays down the framework for dialogue, cooperation in capacity building, mutual exchange of best practices in the field and facilitates regular exchanges.


Virtual meet on Climate Action
The Fourth edition of the virtual Ministerial on Climate Action was held  on July 18, India highlighted the need for cleaner fuel. India represented by the Union Environment Minister Prakash Javadekar. 
He said that India leapfrogged from Bharat Stage-IV (BS-IV) to Bharat Stage-VI (BS-VI) emission norms by April 1, 2020, which was earlier to be adopted by 2024.
The meeting was co-chaired by European Union, China and Canada to advance discussions on the full implementation of the Paris Agreement under the United Nations Framework Convention on Climate Change (UNFCCC) and to demonstrate continued political commitment to global climate action.
India stand on achieving a reduction of 21 percent in emission intensity of its GDP between 2005 and 2014, thereby achieving its pre-2020 voluntary target.


WHO Indipendent Panel
World Health Organization (WHO) set up an independent panel to review its handling of the COVID-19 pandemic and the response by governments.
Former New Zealand Prime Minister Helen Clark and former Liberian President Ellen Johnson Sirleaf will head the panel. The panel will provide an interim report to an annual meeting of health ministers in November 2020 and submit a substantive report in May 2021.


 ADB appointed Ashok Lavasa 
Ashok Lavasa, the Election Commissioner of India was appointed as vice president for Private Sector Operations and Public - Private Partnerships at the Asian Development Bank. The ADB statement said Lavasa succeeds Diwakar Gupta whose term ends on 31 August.
Lavasa, a retired IAS officer, was appointed as election commissioner in January 2018 said that his concern is to have a system of disposal of Model Code of Conduct (MCC) violation cases in a time-bound, transparent, and non-discriminatory manner.


ECOSOC Session
Prime Minister Narendra Modi addressed the High-Level Segment of the United Nations Economic and Social Council (ECOSOC) Session, 2020 via video conference on 17 July 2020.
The theme of this year’s High-level Segment is "Multilateralism after COVID19: What kind of UN do we need at the 75th anniversary”.
India firmly believes that the path to achieving sustainable peace and prosperity is through multilateralism. PM said ‘Our motto is 'Sabka Saath, Sabka Vikaas, Sabka Vishwas' - meaning 'Together, for everyone's growth, with everyone's trust', sounds the core Sustainable Development Goal principle of leaving no one behind.
He hailed India’s health care system in dealing with, and containing the spread of Covid-19, credited the grass-root health system in helping the country ensure one of the best recovery rates in the world. 
He narrated many schemes introduced by his government to attain the Sustainable Development goals and how India actively supported the UNO’s development work.

 

National

NISHTHA
First online NISHTHA programme for 1200 Key Resources Persons of Andhra Pradesh was launched by Union HRD Minister Ramesh Pokhriyal 'Nishank' on 16 July 2020 virtually.
National Initiative for School Heads’ and Teachers’ Holistic Advancement (NISHTHA) is a flagship programme to improve learning outcomes. 
NISHTHA in face-to-face mode was launched on 21st August 2019. Around 23,000 Key Resource Persons and 17.5 lakh teachers and school heads have been covered under this scheme. The sudden lockdown grossly affected the conduct of this programme in face-to-face mode. Therefore, for providing training to the remaining 24 lakh teachers and school heads, NISHTHA has been customized for online mode.

 

Aerospace and Defence Manufacturing Technologies Conference
Fifth Edition of the Conference on Aerospace and Defence Manufacturing Technologies in New Delhi  inaugurated by Union Minister of State for Defence Shripad Naik.
The theme of the conference is Empowering India with ‘Aatma Nirbhar Bharat Mission’. 
He reminded that the objective of the Defence Production Policy (DPP) is achieving $ 26 Billion domestic production by 2025 and making India self-Reliant in Defence Production. 

 

Google boost digitalization
Google announced an investment of Rs.75,000 crore or approximately $ 10 billion in India through ‘Google for India Digitisation Fund’ to accelerate the country's digital economy.
Sundar Pichai, the Google CEO while addressing the sixth annual edition of the "Google for India" virtual event said that the fund would be used over the next five to seven years through equity investments and tie-ups.

 

India's first e-Lok Adalat
Chhattisgarh organized India's first e-Lok Adalat on 11 July 2020. Under the e-Lok Adalat, the virtual hearings of the pending cases were conducted through video conferencing. 
e-Lok Adalat is a noble initiative to bring relief to people and to reduce the pendency. Over 3 thousand cases will be heard in more than 200 benches of various districts across the state including the high court in Bilaspur.

 

ASEEM Portal 
Union Minister of Skill Development and Entrepreneurship Dr Mahendra Nath Pandey launched Aatamanirbhar Skilled Employee-Employer Mapping (ASEEM) portal on 10 July, to help skilled people to find sustainable livelihood opportunities.
National Skill Development Corporation developed the ASEEM portal. It will provide the data to employers to assess the availability of a skilled workforce. It will map details of workers based on regions and local industry demands and will bridge the demand-supply gap of skilled workforce across sectors. This Artificial Intelligence-based platform will be used as a match-making engine to map skilled workers with the jobs available.

 

Others
Malala Day

Every year Malala Day commemorated on 12 July, on the eve of the birthday of Malala Yousafzai, to honour women and children’s rights around the world. In 2012, she was attacked by Terrorists as she publicly advocated for the education of girls. She founded the Malala Fund, a non-profit organisation to help young girls go to school and also co-authored a book titled ‘I Am Malala.’ In December 2014, she became the youngest-ever Nobel Peace Prize laureate, in recognition of her efforts for children’s rights.
 

Youth Olympics postponed
The International Olympic Committee (IOC) postponed the 2022 Dakar Youth Olympics for four years to 2026, due to the coronavirus pandemic. Dakar is the capital of Senegal in Africa. Though, the news disappointing for many young athletes, IOC President Thomas Bach said that the postponement meets the requirement of responsibility and the concern for efficiency imposed by current circumstances.


World Youth Skills Day
World Youth Skills Day globally celebrated on 15th July to highlight the importance of equipping young people with skills to provide opportunities for employment and entrepreneurship. The theme of the 2020 Youth Skills Day virtual event is “Skills for a Resilient Youth”.  PM Modi addressed the digital conclave on this occasion.  He said that it is very important to stay relevant in the current time so that people can not only earn their livelihoods but also help others too. He also said, “The mantra to stay relevant is: Skill, re-skill and upskill.”
 

Model Questions
 

1. President of the European Council is……
    1) Antonio Guterres  
    2) Charles Michel    
    3) David Malpass 
    4) Audrey Azoulay   
    5) Roberto Azevedo

 

2. Which day observed as the ‘Nelson Mandela International Day’?
    1) 15 July     2) 25 July   3) 18 July  
    4) 1 August  5) 10 July

 

3. Elyes Fakhfakh resigned as the Prime Minister of Tunisia. What is the currency of Tunisia?
    1) Shilling       2) Dollar     3) Baht   
    4) Lira            5) Dinar

 

4. Ursula von der Leyen is the President of ….
    1) European Commission   
    2) United Nations General Assembly   
       3) France 
    4) World Economic Forum   
    5) US Federal Reserve

 

5. Ossouka Raponda was appointed as the first woman Prime Minister of which nation?
    1) Germany                  2) Norway   
    3) Namibia   4) Gabon  5) Serbia

 

6. India is going to procure Heron drones, Spike anti-tank guided missiles from…..
    1) USA          2) UK        3) Japan   
    4) Israel        5) Australia

 

Key:  1-2, 2-3, 3-5, 4-1, 5-4, 6-4.
 

Writer: Amara Veeraswamy 
22-7-2020

'CHAMPIONS'  IS THE PLATFORM FOR..?

Model Questions


1. Who is re-elected for second term as the president of Asian Infrastructure Investment Bank (AIIB) with effect from Jan 16, 2021?
    1) David Malpass 
    2) Kristalina Georgieva 
    3) Jin Liqun     
    4) Masatsugu Asakawa
    5) K.V.Kamath

 

2. 5th Annual Meeting of the Board of Governors of AIIB was held virtually recently in…
    1) New Delhi, India  
    2) Brasilia, Brazil     
    3) Moscow, Russia 
    4) Tokyo, Japan    
    5) Beijing, China

 

3. What is the theme of 5th Annual Meeting of the Board of Governors of AIIB held recently?
    1) ''AIIB for the achievements of 2020 SDG as urgency''
    2) ''AIIB - The functionalities to reduce Covid - 19''
    3) ''AIIB 2030 - Supporting Asia’s Development over the Next Decade''
    4) ''AIIB 2050 - Drastic approach for the unanimity in 2030 SDG''
    5) ''AIIB 2045 - Interest of the Humanity for survival to achieve the SDG''

 

4. 6th annual meeting of Asian Infrastructure Investment Bank (AIIB) in 2021 will be hosted by....
    1) UAE         2) India      3) Singapore 
    4) Malaysia 5) Philippines

 

5. In the month of June 2020, the AIIB approved ….... loan to India for Covid-19 response.
    1) $ 150 million       2) $ 250 million 
    3) $ 50 million        4) $ 750 million 
    5) $ 350 million

 

6. On 28 July 2020, the Asian Development Bank (ADB) approved a ….... grant to India from its Asia Pacific Disaster Response Fund (APDRF) to further support the government's emergency response to the COVID-19 pandemic.
    1) $ 1 million             2) $ 2 million 
    3) $ 4 million             4) $ 5 million 
    5) $ 3 million

 

7. Ashok Lavasa, the Election Commissioner of India was appointed as vice president for Private Sector Operations and Public-Private Partnerships in ......
    1) ADB      2) AIIB      3) World Bank 
    4) European Development Bank 
    5) New Development Bank

 

8. To ensure quality education for the out-of-school and at-risk children in the primary level, ADB made agreement with Qatar-based 'Education Above All' (EAA) Foundation to work jointly for project worth of……
    1) $ 10 million          2) $ 200 million 
    3) $ 300 million        4) $ 700 million
    5) $ 100 million

 

9. On 28 May 2020, ADB signed a 
$ 177 million loan to upgrade 450 km of state highways and major district roads in….....
    1) Bihar                     2) Rajasthan 
    3) Andhra Pradesh     4) Telangana 
    5) Maharashtra

 

10. Who is the president of ADB?
    1) Werner Hoyer 
    2) Christine Lagarde 
    3) Masatsugu Asakawa 
    4) Jerome Powell
    5) Gita Gopinath

 

11. RBI signed an agreement for extending a ...... currency swap facility with Sri Lanka.
    1) $ 100 million       2) $ 500 million 
    3) $ 400 million       4) $ 600 million
    5) $ 10 million

 

12. Who written the book 'Overdraft : Saving the Indian Saver'?
    1) Shakthikanth Das 
    2) C.Ranga Rajan         3) Urjit Patel 
    4) Raghuram Rajan
    5) B.P. Kanungo

 

13. Which Ex-Deputy governor of RBI written the book ''Quest for Restoring Financial Stability in India''?
    1) N. S. Vishwanathan 
    2) S. S. Mundra      
    3) Viral Acharya           4) R. Gandhi 
    5) Harun R. Khan

 

14. FamPay launched numberless card targeted at teenagers. This card has been launched in partnership with
    1) IDFC Bank       2) ICICI Bank           3) SBI           4) Union Bank of India     5) YES bank

 

15. Which district tops in NITI Aayog's 
(National Institution for Transforming India) overall delta ranking of aspirational districts for February - June 2020?
    1) Sri Potti Sriramulu Nellore, Andhra Pradesh 
    2) East Kameng, Arunachal Pradesh 
    3) Bijapur, Chhattisgarh 
    4) Begusarai, Bihar 
    5) Devbhoomi Dwarka, Gujarat

 

16. Which agency released India VNR 2020 report titled 'Decade of Action: Taking SDGs from Global to Local'?
    1) National Institute of Nutrition 
    2) RBI                      3) NITI Aayog 
    4) Financial Stability and Development Council 
    5) Indian Council for Cultural Relations

 

17. To develop a pathway to have a low-carbon emission transport system in India, NITI Aayog in collaboration with ITF launched the ''Decarbonising Transport in India''. In this context, ITF stands for..
    1) Invention Transport Forum 
    2) International Tourism Forum
    3) International Transport Front 
    4) International Tour Forum
    5) International Transport Forum

 

18. Who is the Chairman of NITI Aayog?
    1) President          2) Vice-President 
    3) Prime Minister 
    4) Finance Minister   
    5) RBI Governor

 

19. Who is the Vice-Chairman of NITI Aayog?
    1) Nirmala Sitha Raman 
    2) Shaktikanta Das 
    3) Rajiv Kumar 
    4) Ratan P Watal 
    5) V K Saraswat

 

20. The Chief Executive Officer (CEO) of NITI Aayog is ....
    1) Kapil Dev Tripathi  2) P.K. Mishra 
    3) Nripendra Mishra  4) Rajiv Gauba
    5) Amitabh Kant


21. SEBI (Securities and Exchange Board of India) restructured Advisory Committee on Mutual Funds under the Chairmanship of …
    1) Gurumoorthy Mahalingam 
    2) S.K Mohanty      3) Ananta Barua 
    4) Usha Thorat       5) KVR Murthy

 

22. Who is the chairman of the SEBI panel suggested the measures to strengthen enforcement, recovery mechanism?
    1) Justice Madan Lokur 
    2) Justice Indu Malhotra 
    3) Justice Anil Dave 
    4) Justice K G Balakrishnan 
    5) Justice Deepak Mishra

 

23. To provide a single platform for research internships, capacity building programs, and workshops across the country, which scheme was launched by the Science and Engineering Research Board (SERB)?
    1) 'Vigyan Kundali' 
    2) 'Vignan Aamodan' 
    3) 'Add on Vigyan'
    4) 'Vigyan Pradarsan' 
    5) 'Accelerate Vigyan'

 

24. Turkmenistan got observer status in World Trade Organization (WTO). Who is the Director General of WTO?
    1) Klaus Schwab   2) Achim Steiner 
    3) Li Yong             4) Inger Andersen
    5) Roberto Azevedo

 

25. Competition Commission of India (CCI) approved the acquisition of Krishnapatnam Port Company Limited by..… 
    1) Dakshin Bharat Gateway Terminal Pvt. Ltd
    2) Gujarat Pipavav Port Ltd.
    3) Adani Ports and Special Economic Zone Limited
    4) Chennai Container Terminal Pvt. Ltd.
    5) Ennore Tank Terminals Private Limited

 

26. Roshni Nadar Malhotra became first woman chairperson of which Indian IT firm?
    1) Infosys Ltd 
    2) Oracle Financial Services Software Ltd 
    3) HCL Technologies
    4) Tech Mahindra 
    5) 1 to 9 Solutions

 

27. Which government launched 'Paudhe Lagao, Paryavaran Bachao' campaign, a mega tree plantation drive to reduce pollution?
    1) Bihar       2) Rajasthan     3) Delhi 
    4) Uttar Pradesh 
    5) Jammu and Kashmir

 

28. 'Balaram Yojana' launched by … with an aim to provide agricultural credit of Rs.1,040 crores to landless farmers who are facing problems due to COVID-19.
    1) Bihar    2) Odisha    3) Rajasthan 
    4) Uttar Pradsh           5) Gujarat

 

29. PM Modi launched the technology platform CHAMPIONS (Creation and Harmonious Application of Modern Processes for Increasing the Output and National Strength) for……
    1) MSME Sector 
    2) Aviation Industry     
    3) Hospitality Sector 
    4) Education Sector
    5) Diamond Industry

 

30. Which bank in collaboration with TransUnion CIBIL launched financial knowledge platform named ''MSMESaksham'' for MSMEs?
    1) RBI        2) NABARD     3) SIDBI 
    4) EXIM Bank                   5) SBI

 

31. Who is the chairman of SIDBI (Small Industrial Development Bank of India)?
    1) Ajay Tyagi         2) Ashok Guptha 
    3) Mohammad Mustafa 
    4) Subhash C. Khuntia 
    5) Ram Sewak Sharma

 

32. Which feature of United Payments Interface (UPI), the one-stop fintech payment solution was launched by National Payments Corporation of India (NPCI) at Global Fintech Festival 2020 held recently?
    1) UPI AIPay           2) UPI NoPay 
    3) UPI AutoPay       4) UPI GoPay 
    5) UPI RBIPay

 

33. RBI set up a high-level committee to study the use of Quick Response (QR) codes to process contactless transactions under the chairmanship of…
    1) Sudhir Shrivastava 
    2) Usha Thorat 
    3) Deepak B. Phatak 
    4) N K Singh 
    5) Arundhathi Bhattacharya

 

34. 'INSTA CLICK SAVINGS ACCOUNT', the 100% paperless digital self-assisted online savings account recently launched by..
    1) SBI          2) Bank of Maharastra 
    3) Axis bank 4) Bank of Baroda
    5) HDFC bank

 

35. A payment bank launched 'Bhavishya' savings account scheme for minors aged between 10-18 years. It is…
    1) Fino Payments Bank 
    2) India Post Payments Bank
    3) Paytm Payments Bank 
    4) Airtel Payments Bank
    5) Jio Payments Bank

 

KEY: 1-3 2-5 3-3 4-1 5-4 6-5 7-1 8-5 9-5 10-3 11-3 12-3 13-3 14-1 15-3 16-3 17-5 18-3 19-3 20-5 21-4 22-3 23-5 24-5  25-3 26-3 27-3 28-2 29-1 30-3
31-3  32-3 33-3 34-4 35-1.

 

Writer: Amara Veeraswamy 
5-8-2020

 
 

SYLLOGISM MODEL QUESTIONS 

For success in bank examination every one should be aware of syllogism questions. Definitely some number of questions do appear in the question paper from this topic. We are sure that the following practice exercise questions will definitely help to your preparation.
Directions (1 - 15): In each question below are given two statements followed by two conclusions numbered I and II. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follows from the given statements, disregarding commonly known facts.
Give answer -
                             1) If only conclusion I follows
                             2) If only conclusion II follows
                             3) If either conclusion I or II follows
                             4) If neither conclusion I nor II follows
                             5) If both conclusions I and II follow

 

1. Statements: Some spoons are glasses.
                Some fruits are spoons.
Conclusions: I. Some glasses are fruits.
              II. All fruits are spoons.
Ans: neither conclusion I nor II follows


Exp:  

(note: since their is no negative conclusion, we need not to draw an alternate diagram)
 

2. Statements: Some units are chapters.
                 All books are units.
Conclusions: I. No chapter is a book.
             II. Some books are chapters.
Ans: either conclusion I or II follows


Exp:   
         Basic Diagram                             Alternate Diagram

 

3. Statements: Some colleges are schools.
                 All schools are universities.
Conclusions: I. Some colleges are universities.
             II. All universities are colleges.
Ans: only conclusion I follows


Exp: 
 

4. Statements: All branches are creepers. 
                All creepers are roots.
Conclusions: I. All branches are roots.
             II. Some roots are branches.
Ans: both conclusions I and II follow


Exp:                                                             
 

5. Statements: All eyes are heads.
                Some heads are ears.
Conclusions: I. Some ears are not heads.
             II. All ears are heads.
Ans: both conclusions I and II follow


Exp: 
     Basic Diagram                                       Alternate Diagram

 

6. Statements: All sweets are biscuits.
                 No biscuits is a mobile.
Conclusions: I. Some sweets are mobiles.
             II. No sweet is a mobile.
Ans: only conclusion II follows


Exp:  
 

7. Statements: Some bangles are bags.
                 No purse is a bangle.
Conclusions: I. Some purses are bags.
              II. No bag is a purse.
Ans: either conclusion I or II follows


Exp:  
                  Basic Diagram                                               Alternate Diagram

 

8. Statements: All boats are ships.
                Some boats are baloons.
Conclusions: I. No ship is a balloon.
             II. All baloons are boats.
Ans: only conclusion II follows


Exp: 

 

9. Statements: All liers are lawyers.
                 No lier is a Judge.
Conclusions: I. All Judges are lawyers.
              II. Some judges are lawyers.
Ans: neither conclusion I or II follows.


Exp:   

 * Note: Since there is no negative conclusion, there is no need to draw an alternate diagram)
 

10. Statements: All boys are men.
                  No man is a girl.
Conclusions: I. No boy is a girl.
             II. No girl is a boy.
Ans: both conclusions I and II follow


Exp:  

 

11. Statements: All photos are snaps.
                 All snaps are notes.
Conclusions: I. All photos are notes.
              II. All notes are photos.
Ans: only conclusion I follows
Exp:  
                                     

 

12. Statements: All flutes are instruments.
                  Some instruments are guitars.
Conclusions: I. No guitar is an instrument.
             II. Some guitars are flutes.
Ans: neither conclusion I nor II follows


Exp: 
 

13. Statements: All cities are countries.
                 Some trains are cities.
  Conclusions: I. No country is a town.
               II. All countries are towns.
Ans: neither conclusion I nor II follows


Exp: 

 

14. Statements: All stars are planets.
                  No star is a sun.
Conclusions: I. Some planets are suns.
              II. No sun is a planet.
Ans: either conclusion I nor II follows


Exp:  
        Basic Diagram                            Alternate Diagram

 

15. Statements: No officer is a lier.
                 No lier is a woman.
Conclusions: I. No woman is an officer.
             II. All women are officers.
Ans: either conclusion I or II follows


Exp:       
             Basic Diagram                              Alternate Diagram

 

Directions (16 - 25):
          In each question below are given two statements followed by four conclusions numbered I, II, III and IV. You have to take the given statements to be true even if they seem to be at variance from commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follow/s from the given statements disregarding commonly known facts.

 

16. Statements: All gardens are parks.
                  Some hotels are gardens.
Conclusions: I. No park is a hotel.
              II. Some parks are hotels.
              III. No garden is a hotel.
               IV. No hotel is a park.
Ans: Only conclusion II follows.
Exp:  

 

17. Statements: All breads are sweets.
                  No bread is a pizza.
Conclusions: I. No pizza is a sweet.
              II. All pizzas are sweets.
              III. All pizzas are breads.
              IV. Some breads are pizzas.
Ans: Only either I or II follows


Exp:  
          Basic Diagram                                         Alternate Diagram

 

18. Statements: No question is an answer.
                 All answers are puzzles.
Conclusions: I. some answers are questions.
              II. Some puzzles are questions.
              III. All questions are puzzles.
              IV. All answers are questions.
     1) Only I follows                             2) Only II follows
     3) Only either II or III follows     4) Only II and IV follow          5) None follows
Ans: None follows


Exp: 
 

19. Statements: Some covers are papers.
                  Some bags are covers.
Conclusions: I. No bag is a paper.
              II. some papers are covers.
              III. All bags are papers.
              IV. No paper is a cover.
Ans: Only II and either I or III follows.  

   
Exp: 
       Basic Diagram                                       Alternate Diagram

 

20. Statements: No flower is a canal.
                  Some rivers are flowers.
Conclusions: I. No river is a canal.
              II. No canal is a flower.
              III. Some rivers are not canals.
              IV. Some rivers are canals.
Ans: II and III and either I or IV follow.  


Exp: 
       Basic Diagram                                         Alternate Diagram

 

21. Statements: No mark is a patch.
                  No patch is a wall.
Conclusions: I. Some walls are marks.
             II. No mark is a wall.
             III. Some walls are patches.
             IV. Some patches are marks.
Ans: Only either I or II follows


Exp:  
       Basic Diagram                                         Alternate Diagram

 

22. Statements: Some magazines are novels.
                  All books are magazines.
Conclusions: I. Some books are not novels.
             II. Some novels are magazines.
             III. All magazines are novels.
              IV. All books are novels.
Ans: Only II and either I or IV follow


Exp: 
           Basic Diagram                                         Alternate Diagram

 

23. Statements: Only rockets are boats.
                   All rockets are bombs.
Conclusions: I. All boats are rockets.
              II. No boat is a rocket.
              III. Some boats are not rockets.
              IV. Some bombs are boats.
Ans: Only I and IV follow


Exp: 


24. Statements: All feelings are emotions.
                 Some sorrows are feelings.
Conclusions: I. No emotion is a sorrow.
              II. No sorrow is an emotion.
              III. No feeling is a sorrow.
              IV. No sorrow is a feeling.
        1) Only I and II follow        2) Only III and IV follow
        3) Only I follows                  4) None follows                     5) None of these
Ans: None follows


Exp: 


25. Statements: All lines are rows.
                 All curves are lines.
Conclusions: I. All curves are rows.
             II. Some rows are curves.
             III. Some lines are curves.
             IV. All rows are curves.
Ans: Only I, II and III follow


Exp: 


Directions (26 - 35):
           In each questions are given below three statements followed by two conclusions numbered I and II. You have to take given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logical, follow/s from the given statements, disregarding commonly known facts, Give answer:
                        1) If only conclusion I follows
                        2) If only conclusion II follows
                        3) If either conclusion I or II follows
                        4) If neither conclusion I nor II follows
                        5) If both conclusions I and II follow.


26. Statements: All ribbons are wires.
                  some wires are plastic.
                  No plastic is a ribbon.
Conclusions: I. Some ribbons are plastic
             II. Some wires are ribbons.
Ans: Only conclusion II follows


Exp:  
                  


27. Statements: No sport is a game.
                Some games are awards.
                Some awards are sports.
Conclusions: I. Some awards are not games.
              II. All awards are games.
Ans: Only conclusion I follows


Exp: 


28. Statements: No role is a character.
                 Some actors are characters.
                 All directors are roles.
Conclusions: I. No director is an actor.
              II. Some actors are directors.
Ans: either conclusion I or II follows


Exp:  
                           Basic Diagram                                                        Alternate Diagram
29. Statements: Some ranks are positive.
                 No negative is a bank.
                  All ranks are banks.
Conclusions: I. No rank is a negative.
             II. Some negatives are ranks.
Ans: only conclusion I follows


Exp: 

30. Statements: All phones are sounds.
                 Some phones are lights.
                 Some lights are not sounds.
Conclusions: I. Some lights are not phones.
              II. Some lights are phones.
Ans: both conclusions I and II follow.


Exp:  

31. Statements: All jawans are sainiks.
                 Some sainiks are not comrades.
                 Some comrades are jawans.
Conclusions: I. All jawans are comrades.
             II. Some jawans are not comrades.
Ans: either conclusion I or II follows


Exp:  
Basic Diagram                                         Alternate Diagram
32. Statements: All radios are stations.
                 Some tracks are trains.
                 Some radios are trains.
Conclusions: I. Some stations are not trains.
             II. Some radios are not tracks.
Ans: only conclusion I follows


Exp:  

33. Statements: No disease is well-being.
                 All doctors are well being.
                 Some patients are doctors.
Conclusions: I. Some diseases are not patients.
              II. All diseases are patients.
Ans: either conclusion I or II follows


Exp: 
                                Basic Diagram                                         Alternate Diagram

34. Statements: No building is a villa.
                 No villa is a house.
                 Some huts are building.
Conclusions: I. Some houses are huts.
             II. All huts are villas.
Ans: neither conclusion I nor II follows


Exp: 
                 
35. Statements: All circles are triangles.
                  All squares are circles.
                  Some triangles are not squares.
Conclusions: I. All squares are triangles.
             II. Some triangles are not squares.
Ans: both conclusions I and II follow


Exp: 
Directions (36 - 40):
             In each question below are given some statements followed by two conclusions numbered I and II. You have to take the given statements to be true even if they seem to be variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follow/s from the given statements, disregarding commonly known facts.
Give Answers.
             1) If only I follows
             2) If only II follows
             3) If either I or III follows
             4) If neither I nor II follows
             5) If both I and II follow
36. Statements: All threads are wires.
                 All lines are wires.
Conclusions: I. All lines being threads is a possibility.
             II. All threads being lines is a possibility.
Ans: both I and II follow


Exp: 
                Picture for Conclusion I         Picture for Conclusion II

37. Statements: A few ponds are rivers.
                  All rivers are oceans.
Conclusions: I. Some oceans are not ponds is a possibility.
             II. All ponds being oceans is a possibility.
Ans: both I and II follow


Exp: 
                    Picture for Conclusion I                                       Picture for Conclusion II
38. Statements: No hill is a mountain.
                   All Himalayas are mountains.
                   All alps are hills.
Conclusions: I. Alps being Himalayas can never be a possibility.
             II. Some mountains being alps is a possibility.
Ans: only I follows


Exp: 

39. Statements: Some students are engineers.
                  Some engineers are boys.
                  Some boys are cricketers.
Conclusions: I. Some students being both boys and cricketers is a possibility.
             II. Some cricketers being both engineers and students is a possibility.
Ans: both I and II follow


Exp: 
                    
40. Statements: All bottles are cups.
                  Some bottles are cokes.
Conclusions: I. All cokes being bottles is a possibility.
             II. All cups can never be cokes.
Ans: both I and II follow


Exp: 
Directions (41 - 50): In each question below are given two statements followed by two sets of conclusions, numbered I and II. The given set of statements is common for both the sets of conclusions. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusions logically follow/s from the given statements, disregarding commonly known facts.
Give answer...
                       1) If only conclusion I follows
                       2) If only conclusion II follows
                       3) If either conclusion I or II follows
                       4) If neither conclusion I nor II follows
                       5) If both conclusions I and II follow
(41 & 42) Statements: All pinks are blue.
                         No blue is a white.
41. Conclusions: I. Some blue is a pink.
                  II. No white is a pink.
Ans: both conclusions I and II follow


Exp:
                   
42. Conclusions: I. All blue being pink is a possibility.
                  II. Some pinks are not blue.
Ans: only conclusion I follows


Exp:  
                    
(43 & 44): Statements: All clerks are politicians.
                         Atleast some politicians are officers.
43. Conclusions: I. Atleast some officers are being clerks is a possibility.
                  II. All clerks being officers is a possibility.
Ans: both I and II follow


Exp: 
                  
44. Conclusions: I. No officer is a clerk.
                 II. Some officers are clerks.
Ans: either conclusion I or II follows


Exp: 
                 Basic Diagram                                   Alternate Diagram
(45 & 46): Statements: Some flowers are beautiful.
                          Some beautiful (things) are handsome.
45. Conclusions: I. All flowers being handsome is a possibility.
                  II. Some handsome (things) being flowers is a possibility.
Ans: both conclusions I and II follow


Exp: 

46. Conclusions: I. Some flowers are handsome (things).
                  II. All handsome (things) are flowers.
Ans: neither conclusion I nor II follows


Exp: 
                           
(47 & 48): Statements: Some years are months.
                          All months are days.
47. Conclusions: I. Some Days are not years.
                  II. All Days are years.
Ans: either conclusion I or II follows


Exp: 
                        Basic Diagram                                                               Alternate Diagram
48. Conclusions: I. No day is a year
                  II. Some days are years.
Ans: only conclusion II follows


Exp: 
                  

(49 & 50): Statements: All ministers are men.
                         No men is a criminal.
49. Conclusions: I. No criminal is a man.
                  II. Some men are criminals.
Ans: only conclusion I follows


Exp: 
                           
50. Conclusions: I. No minister is a criminal.
                  II. Some ministers are criminals.
Ans: only conclusion I follows

 

PERCENTAGE

         A fraction with denominator 100 is called percentage. Numerator of that fraction is called rate percent.
The term percent means per every 100.
50 percent means 50 out of 100.
The symbol  % is used to denote percent. Ex: 20%, 35%, 80% etc.
Percent to fraction: To convert percent into fraction, divide the percent by 100.
                                                                      
Fraction to percent: To convert fraction into percent, multiply the fraction by 100.
                                                              
              Increment percent =  
       Ex: increment % in 5 and 8  is  3/5  × 100 = 60%.
             Decrement percent  =  

      Ex. Decrement % in 5 and 8 is 5/8  × 100 = 37.5%. 
Some important percent /fractions.
             

Following rules should be kept in mind for solving the questions on percentage —
1. For converting a given percentage into a fraction, divided it by 100 or multiply by  
2. For converting a given fraction into a percentage multiply it by 100.
3. For converting one given quantity, say, x as a percentage of another given quantity, say, y find  
   Note - percentage is never expressed in any unit like rupees or kilos.
4. When there are two articles ‘a’ and ‘b’ in a group and in the ratio of a : b then to express any one article as a percentage of the group, divide the article by the total articles of the group and multiplies the whole by 100.
            Percentage of ‘a’ =  
             And, Percentage of ‘b’ =  

 

EXAMPLES

 

Example 4. How many percent is 15 cm of 1 metre?

Note: Both quantities are converted into same unit.


Example 5. A person spent 85% of his monthly income and thereafter saves Rs.360 per month. Find out his total income.
Sol: Suppose his monthly income is Rs. 100
             Expenditure = 85% = Rs. 85
             Saving = Rs. 100 – 85 = Rs. 15
         If saving is Rs. 15 income is Rs. 100
         If saving is Rs. 360 income is  
                                           = Rs. 2400

 

Example 6. If a student gets 38 marks out of 50, what is the percentage of his obtained marks?
Sol:  Percentage of obtained marks    
                                        = 76%


Example 7.  If two numbers are respectively 30% and 40% more then a third number, what percentage is the first of the second?
Sol: Let the third number be 100
            First number  = 100 + 30% of 100
                             = 130
 and Second number   = 100 + 40% of 100
                         = 140
  Percentage of the first number to the second number to the second number  
                                      
  
                                 

Example 8. A student scores 20% marks and fails by 30 marks while another student who scores 32% marks, gets 42 marks more than the minimum required pass marks. What are the maximum marks for the examination?
Sol:   32% - 20% = 12%
      And 42–(-30) = 72
      =>12% marks = 72          
    100% marks =  

Example 9.  An engineering student has to secure 50% marks to pas. He gets 163 marks and fails by 37 marks. Find the maximum marks
Sol: Minimum marks required = 163 + 37  = 200
         If 50 are the minimum marks then maximum marks  = 100
      200 are the minimum marks then maximum marks =  

Time and Work

1. A can do a piece of work in 24 days. A and B together can complete the same work in 14.4 days. In what time does B alone complete that work?
Sol: A and B together's one day's work = 
 
        A's one day's work =  
        B's one day's work =  
        B can complete the work in 36 days.
Shortcut: When two persons together can complete a work in 'x' days and one of the persons can complete in 'y' days, then the other person can complete that work in 
         
  days. 
       
  = 36 days 

 

2. Two pipes A and B can fill a tank in 30 minutes and 15 minutes respectively. A drain pipe C can empty a full tank in 10 minutes. In what time can the tank be filled when all the three are open simultaneously?
Sol: A = 12 minutes (+), B =15 minutes (+), C = 10 minutes (−) 
         All three together can fill the tank in 
       
 minutes  
       

       
3. A and B can complete a piece of work in 24 days. B and C can complete it in 30 days and A and C in 40 days. In what time A, B and C together can complete that work?



4. A can do a piece of work in 30 days. He worked for 6 days and then he was joined by B and the remaining work was completed by them in 12 days. In how many days can B alone do the whole work?



5. 16 men can do a piece of work in 16 days. 4 days after they started the work, 8 more men joined them. In how many days will they take to complete the remaining work?


Shortcut: Total mandays required for the work
                         = 16 × 16 = 256
Number of mandays completed in 4 days
                         = 4 × 16 = 64
Remaining mandays = 256 − 64 = 192
Number of men available now = 16 + 8 = 24
Number of days required = 
  = 8

 

6. 25 men to complete a work in 20 days. But after 15 days only 60% work has been finished. In order to finish the work in the stipulated time, how many more men are required? 

\

 

7. Ganesh can complete a piece of work in 18 days while Ganesh and Laxman together can do the same work in 12 days. In how many days will Laxman alone can do that work?
Ans:  36
EXPLANATION

          
          
8. A tap can fill a tank in 25 minutes and another can empty it in 50 minutes. If both are opened simultaneously, in what time the tank is filled?
Ans:  50 min

EXPLANATION

                  
 

9. 26 men can do a piece of work in 12 days. In how many days can 39 men do that work?
Ans:  8 days
EXPLANATION
 
 26 × 12 = 39 × ?
       ? = 8

 

10. A can do a work in 20 days. He worked alone for 10 days and the remaining work was completed with the help of B in 2 days. In how many days will the total work be completed if they work together?
Ans:  4 days
EXPLANATION      

             

 

11. A is 150% as good work man as B. If A can complete a work in 20 days, in what time both A and B together can complete that work?
Ans:  12 days
EXPLANATION

               
               
12. A can fill a tank in 4 minutes and B can fill it in 6 minutes. If both are opened alternatively for one minute each starting with A, find in what time the tank is filled.
Ans:
   minutes
EXPLANATION 

           
          

13. A and B can complete a piece of work in 15 days and 12 days respectively. They started working together and received an amount of Rs.5400. Find the share of B.
Ans:  Rs.3000
EXPLANATION 

                 
                  

Time and Distance

The relation among distance, time and speed is

                     Distance   =   Speed x Time.
                                     
If a car covers 50 kilometres in each hour then the speed of the car is 50Kmph.

If a man travels 10 metres in one second’s time the the speed of the man is 10 mps.
Convertion of speeds:         KMPH to MPS
                                 

  MPS to KMPH
                                                          
     When a certain distance is traveled with a speed of x kmph and another equal distance is traveled at y kmph, then the average speed =  
TRAINS
         If a train has to cross a pole or a man or any particular point  then it has to cover a distance equal to its own length.
         If a train has to cross a platform or bridge or tunnel etc. then it has to cover a length equal to its length + platform/bridge/tunnel length.
Relative speed
        When two speeds are in opposite direction,
         Relative speed = sum of the speeds.
        When two speeds are in the same direction,
        Relative speed = difference of the speeds.

BOATS AND STREAMS
Still water: water without motion. A boat can travel or a man can swim in that water with their original speeds.
Stream / current : water flow with some speed.
Down stream: along with the flow.
Upstream: against the water flow
        If the speed of the boat in still water is b kmph and speed of the current is c kmph respectively, then 

                            Downrate ( x )  =   b + c 

                            Uprate ( y )  =  b – c
                            

Average speed
      If a moving object travels from A to B at the speed of x km/hr, and from B to A at the speed of y km/hr, then
             
Example 1:  A train 100 metre long is running at the speed of 21 km/hr and another train 150 meter long is running at the speed of 36 km/hr in the same direction. How long will the faster train take to pass the first train?
Solution:  Sum of the length of both the train =  x1 + x2 = 100 + 150 = 250 m
                     Difference of their speeds =  y1 - y2   =  21 - 36
                                                               = 15 km/hr
                                                                                     

Question with office concern
Example 1:
 A person walking at x km/hr reaches his office t1 minutes late. If he walks at y km/hr, he reaches there t2 minutes earlier, then
            



 

 

 

Example 5:  A man covers a distance of 160 km at 64 km/hr and next 160 km at 80 km/hr. what is his average speed for his whole journey of 320 km?

 

Example 6: What will be the length of the train P when it is running at 60 km/hr and crosses another train Q running in opposite direction, in 18 seconds? In order to answer this question which of the statements (a) and (b) is/are sufficient?
              (a) Length of the train Q is 80 meter
              (b)  Speed of the train Q is 90 km/hr
Solution: Both statements (a) and (b) together are necessary
                  '.'  The trains are running in opposite directions

Example 6:  A boat takes 3 hours to go from P to Q downstream and from Q to P up stream. What is the speed of the boat in still water? to know the answer of this  question, the knowledge of which of the statements (a) and (b) is/are sufficient?
The distance between P and Q is 6 km.
The speed of the river is 2 km/hr.
Solution: Both statements (a) and (b) together are necessary to the question.
                  Let the speed of the boat in still water be x km/hr.
            .'.   Speed of the boat down stream = (x + 2) km/hr
       And        Speed of the boat upstream =  (x -2) km/hr
                                                   
                            Now x can be calculated.

Numerical Ability 

Practice, Practice, Practice...
 

Many candidates think doing a bunch of tests is 'practice'.
It's not. Good practice requires dedication, working with
focus, analyzing what went wrong, working on those weak
spots and then hitting the practice material again - all the
while getting better.

1. 37% of 1264 + ? = 999
Ans: 531.32
Explanation:
37% of 1264 + ? = 999
467.68 + ? = 999
? = 999 − 467.68 = 531.32

2. (23)2 + (45)2 = (?)2 + 94
Ans: 46
Explanation:
(23)2 + (41)2 = (?)2 + 94
(?)2 = 529 + 1681 − 94
  (?)2 = 2116 = (46)2
  ? = 46


Ans: 2401
Explanation: 

 

4. (1438% of 36) ÷ 24 = ?
Ans: 21.57

Explanation:
(1438% of 36) ÷ 24

 517.68 ÷ 24 = 21.57



Ans: 

Explanation:

 

6. Arun spends 22% of his monthly income on rent, 17% on household expenditure and 11% on children's education. He spends 30% of the remaining on traveling and saves Rs.2100. What is his yearly income?
Ans: Rs.72000

Explanation:
Let the monthly income be Rs.100
Money spent on rent = Rs.22
House hold expenditure = Rs.17
Children's education = Rs.1.1
Remaining money = 100 − (22 + 17 + 11)
                                 = 50
Money on travelling = 30% of 50 = Rs.15
Remaining = 50 − 15 = Rs.35
according to question, he saves Rs.2,100

...  35% = Rs.2,100

                      = Rs.6,000
Monthly salary = Rs.6,000

... Yearly salary = 12 × 6000 = Rs.72,000

 

7. Indu obtained 85% marks in Hindi and English, 90% marks in Maths and Science and 86 marks in Social. If the maximum marks in each subject is 100, what is her overall percentage in all the subjects together?
Ans: 87.2
Explanation:
Total marks in Hindi & English = 85 × 2 = 170
Total marks in Maths & Science = 90 × 2
                                  = 180
Marks in Social = 86
Total marks in all 5 subjects
                       = 170 + 180 + 86 = 436

..Percentage of Marks in all subjects
            
           

8. A 240 metre long train running at 45kmph speed crosses a bridge in 36 seconds. Find the length of the bridge?
Ans: 210 m
Explanation:
Distance = Speed × Time
Let the length of the bridge be 'x' metres

..240 + x = 45   mps × 36 sec
⇒  x = 210 metres


9. If the fractions   are arranged in ascending order, which fraction will come last in the order?
Ans: 
 
Explanation:

after arranging in ascending order, last in the order is the biggest fraction
..Biggest fraction is  

 

10. What should come in place of question mark (?) in the following number series question?
      14   21   42   ?   315   1102.5
Ans: 105
Explanation:
14 × 1.5 = 21
21 × 2 = 42
42 × 2.5 = 105
105 × 3 = 315
315 × 3.5 = 1102.5


11. By how much is  th of 1630 more than rd of 1140?
Ans: 544
Explanation: 


12. The population of a town is 334000. It increases by 5% in the first year and 8% in the second year. What will be the population of the town after two years?
Ans: 378756
Explanation:
Population after 2 years = 105% of 108% of 334000


 

13. A hostel requires 105 kgs. of rice for one week. How many kgs. of rice will it require for the months of September and October months together?
Ans: 915 kgs
Explanation:
Number of days in Sep & Oct = 30 + 31= 61

 

                               = 915 kgs


14. If the numerator of a fraction is increased by 200% and the denominator is increased by 150%, the fraction so obtained is  . What is the original fraction?
Ans: 
 
Explanation: 

 

15. A can complete a piece of work in 40 days. A and B together can complete the same work in 24 days. In how many days can B alone complete that work?
Ans: 60
Explanation:

 

16. Find the average of the following set of numbers.
        382   493   194   248   385   704   482   104
Ans: 374
Explanation: 

 

17. The perimeter of a rectangle is 112cm. If the length of the rectangle is 32cm, find the area of the rectangle.
Ans: 768
Explanation:
Let the breadth of the rectangle be 'x' cm
Perimetre of the rectangle = 2(l + b)

 2(32 + x) = 112  x = 24
... Area of the recangle = l × b = 32 × 24
                                  = 768

 

18. The simple interest accrued on an amount of Rs. 14,000 at the end of three years is Rs. 2100. What would be the compound interest accrued on the same amount at the same rate in the same period ?
Ans: Rs 2206.75
Explanation:

19. Four-fifth of Ravi's salary equals to twothird of Raju's salary. If their total salary is Rs.55000, find Ravi's salary.
Ans: Rs.25000

Explanation: 

 

20. Arjun started a business by investing Rs.2100 and after 3 months Bhagath joined him with Rs.3500. At the end of the year if they receive a profit of Rs.5400, find Bhagath's share in it?
Ans: Rs.3000
Explanation:
2100 × 12 : 3500 × 9 = 4 : 5
Bhagath's share =  × 5400 = Rs.3000

SURDS

IF A IS A POSITIVE RATIONAL NUMBER, ‘N’ IS POSITIVE INTEGER AND   IS AN IRRATIONAL NUMBER THEN  IS CALLED A SURD OF DEGREE ‘N’.

Conjugate Surd: If sum and product of two surds is a rational number then the two surds are called Conjugate surds to each other.
Ex: 5 + , 5 − 
Rationalizing Factor: If the product of two surds is a rational number then two surds are called Rationalizing factors to each other.
Ex:   + ,   − 
Note: Every conjugate surd must be a rationalizing factor, but every rationalizing factor need not be a conjugate surd.

Standard forms of a Surd:
Square root: 

         (where x + y = a, x . y = b)

   (where x + y + z = a; x .y = b; y. z = c; z .x = d)
Cube root:

Important Formulae